Best policy control system for trading

Top policy control system for trading in 2025. Compare features, pricing, compliance. W3C DIDs, policy controls, licensed infrastructure.

Complete Infrastructure for AI Agents

W3C DID Identity

Decentralized digital identity with L1-L4 assurance levels for AI agents and humans.

Policy Controls

Built-in spending limits, approval workflows, and compliance controls for autonomous agents.

Fast Integration

5-minute setup with simple API calls. Create agent wallets instantly via chimoney.app or API.

Multi-Rail Payments

130+ countries, mobile money, bank transfers, stablecoins - all with automatic routing.

Everything You Need

🤖 AI Agent Wallets

Create policy-controlled wallets for your AI agents in 5 minutes. Set spending limits, approval workflows, and compliance controls.

Learn more →

🆔 APort Digital Identity

W3C DID-compliant digital passports with L4 assurance. KYC-backed credentials for agents and humans.

Learn more →

💳 Multi-Rail Payments

130+ countries, 10+ payment methods: mobile money (M-Pesa, Airtel), bank transfers, stablecoins (USDC, USDT), gift cards.

View coverage →

🛡️ Licensed & Compliant

MSB + PSP licensed by Bank of Canada, FinCEN registered. SOC 2 Type II in progress. SOX, HIPAA-ready.

Our licenses →

Popular Use Cases

AI Trading Bots

SOX-compliant wallets for algorithmic trading agents with spending limits and audit trails.

View details →

Healthcare AI Agents

HIPAA-compliant wallets for diagnostic AI that autonomously pay for lab tests and imaging.

View details →

E-commerce Support Bots

Customer service AI agents that issue refunds, discounts, and gift cards automatically.

View details →

Quick Start (5 Minutes)

// Create AI agent wallet with policy controls
const chimoney = new Chimoney('your-api-key');

const agent = await chimoney.agents.create({
  name: "Customer Support Bot #1",
  limits: {
    dailyMax: 200,
    perTransactionMax: 50,
    requiresApprovalAbove: 100
  },
  aportIdentity: {
    assuranceLevel: "L2", // KYC-backed
    attributes: {
      agentType: "customer_service",
      owner: "support@company.com"
    }
  }
});

// Agent sends payment autonomously
const payment = await chimoney.payouts.send({
  fromWallet: agent.walletId,
  toEmail: "customer@example.com",
  amount: 25,
  currency: "USD",
  memo: "Refund for order #12345"
});

// Policy engine auto-checks:
// ✅ $25 under $50 per-transaction limit
// ✅ $25 under $200 daily limit
// ✅ $25 doesn't require approval (<$100)
// Result: Payment approved instantly