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## Chimoney Hacktoberfest 2023 is Here! 🚀
Welcome to Hacktoberfest 2023, a month-long celebration of open-source! We're excited to announce that Chimoney is participating in this global event by offering a range of open-source issues for Hacktoberfest contributors to contribute to. This is your all-access guide to one of the most awaited events of the year, where you'll have the opportunity to contribute to various open-source issues and make a real impact. Let's dive into what makes this event an opportunity you won't want to miss.

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## What Is Hacktoberfest by Chimoney?
Hacktoberfest by Chimoney is more than just a contribution; it's a platform for tech enthusiasts, developers, and creatives to come together and make a real impact on open-source. With a focus on Chimoney's open-source community issues, we aim to build, enhance, and innovate in the world of fintech and beyond.
&nbsp;

## Event Highlights

### Interactive Skill-Building Workshops:
We understand the value of knowledge-sharing. That's why we're hosting a series of hands-on workshops covering various tools and concepts in open-source _(Long period of contribution)_ development. Whether you're new to open source or a seasoned pro, there's always something new to learn.
&nbsp;
#### Here are the sessions we have line up for you:

```
Intro to Open source and Chimoney Community Projects
```
 - **4th October** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

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```
Effective Contribution To Open source
```
 - **18th October** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

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```
Weekly Office Hour Calls
```
 - **Every Tuesday (From 4th-25th)** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

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Register for these workshops [here](https://forms.gle/KKk8GepQczzn2uMv7)
&nbsp;

### Issues
We have an array of issues, ranging from beginner-friendly and good first issues to advanced ones. Whether it's optimizing code for efficiency or elevating user experiences, your contributions will have a meaningful impact.


&nbsp;

## How to Participate
1. **Select an Issue**
Explore the list of issues in our [Community repository](https://github.com/Chimoney/chimoney-community-projects) and pick one that aligns with your interests and expertise.
2. **Join the Discussion**
Engage with fellow developers, share your insights, and seek guidance  via our [community channel](https://discord.gg/Q3peDrPG95).
3. **Collaborate and Contribute**
Collaboration is at the heart of Hacktoberfest. Collaborate with peers, exchange ideas, while contributing to our open-source issues.

&nbsp;

### Prizes and Rewards
Your hard work deserves recognition, and we've got fantastic prizes lined up for contributors with merged PRs.

1. Get $25 for each merged PR
2. Exclusive Chimoney Hacktoberfest t-shirts and stickers for contributors with upto 4 merged PRs
3. You stand a chance of winning upto $100 plus hacktoberfest benefits if you have a total of 4 merged PRs
4. You’ll also get a chance to be featured in our **‘Contributor Spotlight Series’**

&nbsp;

### Why Hacktoberfest Matters
Open source has been a game-changer; increasing accessibility to software and improving innovation within the tech ecosystem, and Hacktoberfest is your chance to be a part of something this amazing. By contributing to open-source projects, you're not only expanding your skill set but also helping to shape the future of technology. 

&nbsp;

### Testimonials from Chimoney Hacktoberfest 2022 Contributors
Discover Insights from Our Contributors of the Previous Year about Their Chimoney


**Hacktoberfest Experience:**
- My entire experience was great. I'm originally a developer, but the contributions I made were all no-code. My goal for this year's Hacktoberfest was to try to make direct meaningful contributions to organizations, and I was able to achieve that with the help of chimoney. ~Treasure, Chimoney Community member & Contributor.

- My whole experience while contributing to the Chimoney Hacktoberfest project was great and I really loved the incentives as they motivated me and the other contributors to contribute to the issues. ~Khadeejah. ChiSquad Member & Contributor.

- Chimoney participation in the Hacktoberfest 2022 is an awesome move! I’m glad we didn’t not only gained new insights, ideas, and innovation from the initiative but also were able to encourage open source contributors and reward contributors with merged PRs. The Chimoney community project is available for people across the globe to contribute to afterwards. ~Omotola, Former Chimoney Community/DevRel Lead.

- We were able to discover some bugs in the Developer API which were raised and fixed via the Chimoney Repo. Contributors built SDKs for the Chimoney API to enable developers to integrate within their code. We were also able to see other use cases of the Developer API and the Unispend widget. ~Eloghosa, Software Engineer, Chimoney Project Maintainer.

&nbsp;

### Join us for Hacktoberfest 2023!
If you're eager to contribute to open source, and ready for a challenge, don't miss out on this fantastic opportunity.

Get started [here](https://github.com/Chimoney/chimoney-community-projects)


Join Chimoney for hacktoberfest 2023, contribute to our community open source project issues and win amazing rewards! 

Chimoney Hacktoberfest 2023 Is Here!

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## Introduction
[Chimoney](http://chimoney.io/) is thrilled to announce our integration partnership with the [Interledger Foundation](https://community.interledger.org/interledger/announcing-ilfs-newest-grantee-chimoney-1fn). By integrating the Interledger Protocol (ILP) into our [Wallet](https://chimoney.io/wallet-as-a-service) and Infrastructure, we're pioneering a new era of financial inclusion and empowerment.


At Chimoney, our conviction is clear: [Financial inclusion and economic empowerment are fundamental human rights](https://chimoney.io/blogs/financial-inclusion-is-dead-welcome-economic-empowerment). Yet, countless individuals across the globe still face barriers to these rights. This drives us to innovate, to break down these barriers, and our latest collaboration with the Interledger Foundation (ILF), backed by the 2023 ILP-enabled Financial Services grant, is a testament to this commitment.

&nbsp;

## Financial Empowerment: A Right, Not a Privilege

We stand firm on a mission to democratize economic opportunities for everyone, irrespective of their location or background. For us, financial services shouldn't be a privilege — they should be universally accessible. In this partnership to integrate interledger and connect disconnected payment systems to global payout rails, we're taking a monumental step toward realizing this vision.

&nbsp;

## A World Without Borders: Why Interledger?
In a nutshell? It's the future. Interledger isn't just another addition to the fintech jargon. It’s the TCP/IP for money. It's about connecting diverse financial ecosystems, from the traditional to the novel, like blockchains.

And with the integration of the Interledger protocol, Chimoney will be able to bring Bank cash out, Mobile Money, Airtime, Gift Cards, and more, into the expansive Interledger ecosystem.

&nbsp;

## The Partnership in Action: Expanding Financial Access
Our Integration starts with a Research Phase, ensuring every step is robust and impactful. This collaboration promises seamless cross-border transactions and extended financial access. Notably, the integration of Rafiki capabilities into Chimoney Wallets offers a seamless transition between financial touchpoints. Through several phases of the collaboration, here's a snapshot of our planned milestones:

- Deployment of [Rafiki](https://github.com/interledger/rafiki) Infrastructure within Chimoney.
- P2P transfers enabled for Chimoney Wallets via Interledger Payment Pointers.
- Integration of [Web Monetization](https://webmonetization.org/docs/) capabilities within Chimoney Wallets.
- Holistic payment experiences through strategic pairings with Interledger providers.

&nbsp;

## For Chimoney’s Network: More Power, More Possibilities
Simply put more power to you. Whether you're a partner or a client, expect accelerated [global payouts](https://chimoney.io/payouts), more cash-out avenues, and seamless integration through other Interledger-enabled Financial service providers, all thanks to our enhanced Interledger capabilities. And with Chimoney’s API, integration has never been smoother. Every Chimoney Wallet, through our Wallet as a Service infrastructure, will be empowered with Interledger capabilities.

&nbsp;

## What’s next?
Our vision is clear: A world where financial empowerment is tangible and real. This partnership signifies more than just an upgrade in services; it's a statement of our unwavering commitment to innovation. And the best part? We'll be showcasing our integration at the upcoming [Interledger Summit](https://interledger.org/summit) in Costa Rica.

&nbsp;

## Join Our Movement:
**Interledger Community:** This is just the start. Together, we can accelerate ILP adoption and redefine payment systems for the better. Register to meet us at the [Interledger Summit](https://interledger.org/summit).

**Potential Partners and Clients:** We're more than a [payout platform](https://chimoney.io/payouts); we're a revolution. If you're a business or an Fintech keen on being part of this transformation by using Chimoney's platform or API, let's connect. [Book a demo](https://chimoney.io/book-a-demo) with Chimoney.

**To Our Supporters:** Stay updated with our progress by following us on [Twitter](https://twitter.com/chimoney_io), [LinkedIn](https://www.linkedin.com/company/chimoney), and Facebook. With Chimoney and Interledger, we're not just connecting the world; we're empowering it.


Discover how Chimoney's integration of the Interledger Protocol will revolutionize cross-border payments and expand financial access worldwide.

Chimoney & Interledger: Bridging Global Payment Systems for the Future

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 **Summary:**  Learn about the Chimoney x SpaceYaTech Hackathon, a collaborative effort to address real-world challenges in cross-border payments. This event provides a platform for tech enthusiasts to contribute to fintech solutions with global impact. Learn how you can join, participate in shaping the future of fintech, and even win prizes and exclusive merchandise. Register now for this immersive hackathon experience and become part of the movement to transform the finance industry. 🚀🌟

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&nbsp;


## Creating Economic Opportunities Through Innovation: Chimoney x SpaceYaTech Hackathon 🚀
In a rapidly evolving world, creative problem-solving is of utmost importance, especially in the tech ecosystem. At Chimoney, we are on a mission to unlock economic opportunities for everyone, and our commitment to this mission reflects through our most recent partnership with SpaceYaTech for a virtual hackathon!
Together, we are embarking on an exciting journey to provide a platform for individuals passionate about technology and developers to collaborate and build solutions that solve intricate payment processes and make them simpler.

It's more than just a hackathon; it's an opportunity to be part of something bigger – a movement to reshape the future of global finance💡

&nbsp;

## Why You Should Get Involved 
Here's what you can expect from participating in this hackathon:

#### Real-world Impact:
- Work on real-world challenges in the field of cross-border payments.
- Contribute to solutions that can have a global impact, making financial services accessible to all.

#### Win Fantastic Prizes:
- Build solutions and win amazing prizes, including cash rewards.
- Get access to career-boosting opportunities that could shape your future in the tech industry.

#### Shape Fintech Innovation:
- Your ideas can shape the future of fintech.
- Be part of a community committed to driving change in finance, making it more inclusive and accessible.

&nbsp;

## Rewards & Prizes🌟
#### But that's not all! We have exciting rewards for the top teams:
- 1st Place: **225000 Chimoney**.
- 2nd Place: **135000 Chimoney**.
- 3rd Place: **90000 Chimoney**.
- Participants will also have the chance to be rewarded with limited-edition Chimoney x SpaceYaTech merchandise, including stylish t-shirts, cool stickers.

&nbsp;

## Registration Is Now Open!
#### <u>$1 = 1000 Chimoney</u>
Registration for this epic hackathon is officially open, and you're invited!
[Register Here](https://s608pc4ldti.typeform.com/to/LyM2wK2R) to secure your spot and dive into an immersive experience.

&nbsp;

## Mark your calendars for the hackathon timeline
- **Onboarding:** - September 15th
Participants get ready for the hackathon by receiving vital information and resources.
- **Hackathon  duration:** - September 18th to  22nd
The main event begins! Solve challenges, collaborate, and innovate.
- **Pitch Event:** - September 26th
Showcase your solutions and win the overall prizes!


&nbsp;
The Chimoney x SpaceYaTech Hackathon is more than just a tech competition; it's an opportunity to make a difference. So, if you're passionate about fintech, eager to innovate, and ready for a challenge, don't miss out on this fantastic opportunity. [Register Now](https://s608pc4ldti.typeform.com/to/LyM2wK2R)  and join us in the Chimoney x SpaceYaTech Hackathon!


Join the Chimoney x SpaceYaTech Hackathon and be part of a movement to reshape global finance. Solve real-world challenges in cross-border payments, win fantastic prizes, and shape fintech innovation. Registration is open!

Creating Economic Opportunities Through Innovation: Chimoney x SpaceYaTech Hackathon

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From the bustling streets of Nigeria to the heart of Canada's tech hubs, here's how Chimoney is set to change the financial world, backed by Techstars. 🚀🌟

I am excited to share that we're now backed by [Techstars](https://www.techstars.com/portfolio?q=chimoney), one of the world's most renowned startup accelerators!

But how did we get here? What are we doing right now? And where are we doing?

At the heart of every invention lies a story, often deeply personal and rooted in real-world challenges. My journey with Chimoney is no different. When I first conceived the idea of Chimoney, it was more than just another fintech venture. It was a vision - a dream to connect every payment network globally, ensuring seamless fund flow to anyone, anywhere, regardless of currency, country, or financial status. Today, as I sit down to write about this significant milestone in Chimoney's journey, I'm overwhelmed with a whirlwind of emotions, gratitude and excitement, and memories.

&nbsp;
## From Nigeria to Canada: A Dream, A Struggle

My journey into the world of fintech was not just a mere business endeavor. It was personal.  Growing up in Nigeria, I've seen the challenges people face when making cross-border transactions or simply trying to get paid for their hard work. The barriers, the delays, the fees - it seemed so unnecessarily complicated. 

Moving from Nigeria to the snowy landscapes of Canada was a decision fueled by dreams of a brighter future. The UofS promised a world of opportunities. But those dreams were soon clouded by the harsh realities of financial struggles, an outcome of government instability back home. Each day became a race against time, with the looming threat of unpaid tuition and a [jeopardized student visa status and deportation.](https://medium.com/@uchi/i-could-not-pay-my-tuition-and-i-almost-dropped-out-of-university-79fdb54414)

Yet, amidst this chaos, the dream persisted. Through sheer determination and countless hours of hard work, I not only graduated but went on to contribute to tech giants like Shopify, RBC, and IBM Canada. Success in the corporate world, however, didn't mean the end of my journey; it was just the beginning. Today marks the beginnings of another new beginning for Chimoney!

&nbsp;
## The Birth of Chimoney
Inspired by the zeal to give back and create a community to connect ambitious Africans to tech opportunities globally, I founded AfricaHacks, a platform nurturing innovation and entrepreneurship among African youth. But an all too familiar challenge resurfaced. Paying winners spread across Africa and in 10 other nations became a painstaking task, echoing the financial challenges I faced years ago.

This obstacle, ironically, became the inception of Chimoney. A platform designed not just as a business but as a solution to a problem millions face daily.

&nbsp;
## What Sets Chimoney Apart
In a world teeming with fintechs, what sets Chimoney apart? What sets Chimoney apart is not just its audacious vision but also its proven capability. Our system is designed to manage high-volume payouts across countries, geographies, and payment networks, ensuring businesses can trust us for their most demanding payment needs. Our unwavering commitment to creating a platform free from regulatory risks. Imagine a world where businesses could send money globally using just an email or phone number. A world where recipients, irrespective of where they are, can access their funds seamlessly, cashing out through banks, mobile money, airtime, crypto and more.

The global payments ecosystem is vast, with trillions flowing cross-border annually. As businesses expand their horizons and remote work embeds itself in our culture, the quest for straightforward, secure global payouts is more relevant than ever. Chimoney taps into this immense potential, offering a solution that's both innovative and intuitive.

Yet, every innovation comes with its set of challenges. In the fintech world, it's the intricate labyrinth of regulations and the ever-present foreign exchange risks. But, Chimoney turned these challenges into opportunities. By forging alliances with local entities globally, we ensure adherence to regional regulations, simultaneously leveraging local expertise to mitigate foreign exchange risks. This local-global approach ensures our users experience unparalleled convenience without the usual hassles.

Our vision goes beyond just transactions; we aim to seamlessly facilite the flow of funds, ensuring businesses can trust us as the ONE PLATFORM with their high-volume payout needs across all countries, geographies and payment networks with security, and compliance priortized.

**Today, Chimoney’s solutions are tailored for:**
- Global businesses trying to remunerate remote teams, contractors, affilaites and community members.
- Reward platforms aiming to simplify payouts and reward redemption.
- Gig economy platforms trying to streamline payments.
- And any business that values the power of truly global transactions.

With the global payouts market expanding rapidly, Chimoney offers an unmatched solution that promises not just social impact but a robust business model.

Are you a business looking to simplify your global payouts? [Discover how Chimoney can revolutionize your payment processes.](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney)


[![Chimoney - Homepageimage_.png](/uploads/Chimoney_Homepageimage_3d7827b4b0.png)](http://chimoney.io/)

&nbsp;
## How Chimoney works

With Chimoney, anyone can [send bulk payouts](https://chimoney.io/payouts) to emails or phone numbers with just a few clicks. There's no need to collect complicated bank details. Whether you need to pay one person or a million people, we've got you covered.

The process is essentially the same, and our users can send bulk payments to a global audience, saving them a lot of time and headaches. Efficiency is at the core of what we do. We're here to streamline the process, eliminate the hurdles, and make financial transactions a breeze.

In a world where traditional banking systems can be slow, expensive, and exclusionary, Chimoney offers a refreshing alternative.

We also provide other fintechs with access to our Chimoney APIs, giving them a chance to scale without breaking the bank and supercharge their growth to effectively serve their markets. Our support for these startups allows them to access Chimoney’s partner perks and discounts, send global payouts, convert payments from multiple currencies, and cash out to bank accounts, mobile money, 300+ gift cards, and airtime in 15 currencies while earning profit – all this with our 24/7 dedicated support.

At Chimoney, we believe that by uplifting others, we have a greater chance to achieve our mission of unlocking economic opportunity for everyone.

&nbsp;
## Chimoney x Techstars: A Match Made in Startup Heaven

Our alignment with Techstars is a testament to our vision and the potential they see in Chimoney. Techstars is renowned for nurturing startups, providing mentorship, investment, and resources that propel startups to new heights of success. The program aligns seamlessly with our vision of simplifying global payments and fostering financial and economic empowerment.

As we embark on this new chapter, our commitment remains unwavering: to revolutionize global payouts, making them as simple as sending an email.


Our acceptance into Techstars Toronto is a validation of our vision and the impact we're making. We're excited to work with Techstars to accelerate our growth and further our mission of financial inclusion.


&nbsp;
### Why Techstars?

Techstars, with its proven track record of nurturing startups into industry-leading giants, resonated with our mission. Their faith in our vision is not just about funds; it's a testament to the potential they see in us. It's about collaboration, growth, and pioneering innovations. When you think of top companies emerging from accelerators, Techstars always makes the list, often debated alongside names like Y Combinator.

[![Uchi Uchibeke, Sunil Sharma at IDEA.jpeg](/uploads/Uchi_Uchibeke_Sunil_Sharma_at_IDEA_971ab730e0.jpeg)](https://www.linkedin.com/feed/update/urn:li:activity:7082342164264878080?utm_source=share&utm_medium=member_desktop)
_Vinay Paramanand, City of Mississauga, Ontario, Sunil Sharma, Managing Director, Techstars Toronto with Uchi Uchibeke, CEO, Chimoney_

&nbsp;
## A Personal Note from Uchi

As I reflect on this significant milestone, I'm reminded of the African Proverb quote “If you want to go fast, go alone, if you want to go far, go together”. This journey, from conceptualizing Chimoney to now partnering with Techstars, has been filled with challenges and triumphs. But the consistent thread through it all has been the unwavering support from our users, our team, and believers in our vision. And we are constantly looking to collaborate and form strategic partnerships that align with our mission and propel us to new heights.

To our potential partners and clients, I invite you to experience the Chimoney difference. Let's redefine global payouts together.

And to our users, partners, and every individual who's been a cornerstone in our journey, a heartfelt thank you. The future of global payouts is here, and together, we're writing its story!

&nbsp;
## The Road Ahead

At Chimoney, we believe in a world without financial borders. With Techstars by our side, we're gearing up for rapid growth and innovation. We'll be diving deeper into research, refining our offerings, and expanding our reach. For our B2B clients, this means even more robust, reliable, and efficient global payout solutions. It's about ensuring that no matter where your team or clients are, Chimoney has got you covered.

We are also actively exploring strategic collaborations to accelerate our trajectory and make global payouts even more accessible.

&nbsp;
## Connect with Chimoney?

- Want to stay connected with all the updates and news from Chimoney?
- You can join the [Chimoney community](https://discord.gg/Q3peDrPG95) and subscribe to our [monthly newsletter](https://chimoney.substack.com/). 
- You can also connect with us on social via our [LinkedIn](https://www.linkedin.com/company/chimoney/) and [Twitter](https://twitter.com/home) pages.


Experience the future of payments - [Book a demo Now](https://chimoney.io/payouts?book_a_demo=1)!

---


Chimoney's partnership with Techstars marks a turning point in global payments, working towards economic empowerment for all. Discover how we're simplifying finance and fostering inclusion.

Techstars backs Chimoney to Revolutionize Global Payouts

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 **Summary:**  Gen Z HackFest 2023 is not just another tech event; it's where innovation and creativity flourish. Chimoney is thrilled to be part of this celebration of innovation, and we've got loads of exciting things in store for you. Join us for live giveaways, event exclusive T-shirts, hands-on experiences with Chimoney Payouts, insightful sessions, and the chance to win big in Chimoney’s hackathon track. Gen Z, let's make this event one to remember! 🚀🌟

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## 🚀 Announcing Chimoney's Partnership with Gen Z Techies! 🚀
Africa's tech revolution is on the rise, and Gen Z HackFest 2023 is at the forefront of this transformative journey. GenZ Techies, a dynamic community of Gen Z developers, founders, designers, and tech enthusiasts across Africa, have embarked on a mission to connect, educate, and unveil life-changing opportunities in the tech world. 
It is in this vein that Chimoney is proud to be a partner of Gen Z HackFest 2023, our commitment to bridging the gap between talent and opportunity in Africa to [unlock economic opportunity for everyone](https://chimoney.io/about-chimoney) aligns perfectly with the event's vision. We believe in the power of innovation and the potential it holds for Africa's tech community 💡💪

&nbsp;

## Follow Chimoney at the Event 🌟
At Gen Z HackFest, Chimoney is not just a sponsor; we are partners in innovation. Here's what you can expect:

### 🎉🎁Live Giveaways:
We'll be hosting live giveaways in-between event segments using Chimoney Payouts which would allow us to send bulk rewards to winners instantly, live on stage. Get ready to win exciting prizes and dive into the world of seamless gifting.

### 🏪Exclusive Merchandise at the Chimoney stand:
We're bringing cool custom Chimoney x Gen Z Techies T-shirts to the event. Visit our stand and grab your piece of this limited-edition swag.

![GenZ HackFest2.png](/uploads/Gen_Z_Hack_Fest2_efa848c1c3.png)

### ✨🎙️Engaging Speakers:
Look out for our speakers from Chimoney—Mide Efusanya, Adebayo Ilerioluwa, or Hammed Babatunde—who will share insights, expertise, and inspiration from their various fields, live on stage.


### 💼🚀Build with Chimoney API Track: Unleash Your Creativity:
As part of the event, we're hosting a "Build with Chimoney API" track at the hackathon. Encouraging participants to create innovative financial solutions and stand a chance to win fantastic prizes from Chimoney. Criteria for choosing winning solutions will include innovation, functionality, API usage, and UX.

&nbsp;

## More on the ‘Build With Chimoney’ Custom Track🌟
The "Build with Chimoney" track at the Gen Z HackFest offers participants the opportunity to create innovative financial solutions using the Chimoney API. This track focuses on seamlessly integrating various financial features such as bulk payouts, value redemption, gift cards, multi-currency support, and more to redefine financial interactions and enhance user experiences. 

Here are some key information about this track:

### Getting Started:
1.  To begin, participants need to sign up for their Chimoney API Key, a crucial step for accessing and utilising the Chimoney API.
2. Read the API Documentation to [get access to Sandbox](https://chimoney.readme.io/reference/sandbox-environment).
2. They can access the Chimoney Sandbox Portal via [this link](https://sandbox.chimoney.io/developers).
4. After logging in, participants should navigate to the Developer section, where they will find detailed instructions on generating their unique API key.

### API Documentation:
Participants are encouraged to familiarise themselves with the [Chimoney API documentation](https://chimoney.readme.io/reference/introduction), which is provided to help them understand and use the API effectively.

### Use Cases and Examples:
For inspiration and guidance, participants can explore projects previously built by the Chimoney community members. These examples can serve as references for creating their innovative financial solutions, view them [here](https://github.com/Chimoney/chimoney-community-projects).

### Technical Support:
For inspiration and guidance, participants can explore projects previously built by the Chimoney community members. These examples can serve as references for creating their innovative financial solutions, view them [here](https://github.com/Chimoney/chimoney-community-projects).
1.  In case of support issues, participants can reach out to community@chimoney.io for assistance.
2. Additionally, those looking for community support or collaboration can join the [Chimoney Discord community](https://discord.gg/Q3peDrPG95).

## Judging Criteria:
Projects developed within the "Build with Chimoney" track will be evaluated based on the following criteria:
1.  **Innovation:** Judges will assess how creative and original the solution is in addressing a financial problem or need. 🌟💡
2. **Functionality:** The functionality of the project will be examined to determine if it effectively addresses the identified problem or use case. 💼🛠️
3. **Use of Chimoney API:** Participants will be evaluated on how well they leverage the capabilities of the Chimoney API to enhance their project's functionality and features. 💻🔄
4. **User Experience:** The user-friendliness and intuitiveness of the project's interface will be considered to ensure a positive user experience. 🎮👩‍💻

&nbsp;

## Join the Tech Revolution🌟
Gen Z HackFest 2023 is more than just a conference and hackathon; it's an opportunity to change lives. With the hackathon designed for remote participation, anyone can contribute from anywhere with an internet connection. However, tech hubs across the country are also partnering with the organisers to provide essential resources like electricity and internet access. Chimoney and other partners and sponsors are not left out in this effort as we have donated to this cause as part of our partnership with this amazing event.

&nbsp;

## Swag and Teamwork👕
Attendees will receive swag from Gen Z HackFest 2023, and there will be exciting giveaways and prizes throughout the event. Whether you're a solo participant or looking to form a team of 2-4 people, this event has got you covered.🎁🙌

&nbsp;

## Conclusion
Gen Z HackFest 2023 is a celebration of innovation, opportunity, and community. Chimoney is thrilled to be part of this extraordinary journey, and we invite you to join us. Together, we'll shape the future of tech in Africa and make a lasting impact.

Chimoney is proud to partner with Gen Z HackFest 2023 ! Don't miss out on this chance to connect, learn, and discover life-changing opportunities. See you at Gen Z HackFest 2023!

&nbsp;

## Event Details:
**Date:** August 21st - 26th, 2023
**Conference Date:** August 26th, 2023
**Conference Venue:** [UNILAG Multi-Purpose Hall, Lagos, Nigeria](https://buff.ly/3soAuLN )

&nbsp;

## Here are some helpful links with regards to Gen Z HackFest 2023!
1. [Gen Z HackFest 2023 Official Website](https://hackfest.genztechies.com/)
2. [Register for the Hackathon](https://forms.gle/y5wRgVRFh1HabQrj7)
3. [Get Conference Tickets](https://eventprime.co/e/gen-z-hackfest-2023) (Use the discount code “HCK23-IN” for 50% off)
4. [Hackathon Slack Channel](https://bit.ly/3YELroG)


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## 🚀 Let's innovate, collaborate, and empower at Gen Z HackFest 2023! 🚀


Join Chimoney at Gen Z HackFest 2023! Snag our cool Chimoney x Gen Z HackFest T-shirts, participate in our giveaway sessions, and win some amazing prizes.

🚀 Announcing Chimoney's Partnership with Gen Z Techies! 

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**Summary:** _Unleash your football expertise in the exhilarating Chimoney FPL Champions League! Elevate your Fantasy Premier League passion to new heights and demonstrate your managerial brilliance. Win big with Chimoney Payouts, as top performers earn cash rewards via seamless email delivery. From weekly gameweek champions to overall season victors, the league combines football excitement with cutting-edge payments. Don't miss out—[register now](https://forms.gle/S2GAAagaFHz3HhWUA) and follow us on Twitter for updates. Join the Chimoney FPL Champions League and turn your football knowledge into real rewards!_

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## Join the Chimoney FPL Champions League: Where Football and Rewards Collide.

Are you ready to step into the shoes of a football manager and lead your dream team to glory? 🤩 Brace yourselves, avid football fans and Fantasy Premier League aficionados, because Chimoney is about to take your passion for the beautiful game to a whole new level with the Chimoney FPL Champions League! 🚀

Picture this: the thrill of the English Premier League, combined with the excitement of fantasy football, all wrapped up in a league that puts your tactical brilliance and football knowledge to the ultimate test. ⚡ The Chimoney FPL Champions League is here, and it's your chance to showcase your managerial prowess on the grandest stage of fantasy football. 🌟

But wait, there's more! This league isn't just about claiming bragging rights; it's about showing off the incredible capabilities of [Chimoney Payouts](http://chimoney.io/payouts), our revolutionary payment solution. We're taking fantasy football rewards to the next level by seamlessly integrating [Chimoney Payouts](http://chimoney.io/payouts) into the prize distribution process. 💰💸

So, what's in store for you? Let's break it down:

### Overall Winner🏅:
The grand finale awaits, and the ultimate champion will not only walk away with the coveted Chimoney merch but also a handsome $200! 💼💵 That's right, your strategic brilliance could lead you to victory and a hefty payout, all thanks to [Chimoney Payouts](http://chimoney.io/payouts). 🎉

### Overall Runner-Up🥈:
Even if you narrowly miss out on the top spot, don't fret! The overall runner-up will still score big, pocketing a sweet $100 as a testament to their fantasy football acumen. 🥈💰

### 1st to 6th Place Managers Every Gameweek:
Think you've got what it takes to dominate each gameweek? The top six managers will each pocket a cool $5, all delivered straight to their emails via [Chimoney Payouts](http://chimoney.io/payouts). 📧 It's not just about the glory on the virtual pitch; it's about the real rewards that come with your fantasy football triumphs. 🏅
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But here's the kicker—these rewards aren't just promises. We're leveraging [Chimoney Payouts](http://chimoney.io/payouts)' bulk rewards capability to ensure that winners receive their well-deserved prizes hassle-free and lightning-fast. ⚡ Imagine the excitement of seeing your winnings arrive in your inbox, all powered by Chimoney's innovative payment solution. 💥

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## How to Participate

Are you ready to be part of history? The Chimoney FPL Champions League isn't just a league; it's an experience that combines your passion for football with cutting-edge technology. Whether you're a die-hard football fan, a tactical genius, or simply eager to earn rewards, this league has something special in store for you. 🌐🏟️

Ready to kick off your journey? 

- **Register**: Register now and join the ranks of fantasy football elite in the Chimoney FPL Champions League: [Register Here](https://forms.gle/S2GAAagaFHz3HhWUA) 📝
- **Share**: Share your excitement on Twitter (X) and other social media using the [#ChimoneyFPLChampionsLeague](https://twitter.com/search?q=%23ChimoneyFPLChampionsLeague&src=typed_query) hashtag. We might even pick some winners on Social too!
- **Win and Cash out**: Prizes will be sent through Chimoney and you can redeem to your Prices to Gift Cards, Crypto, Mobile Money or to your Bank Account or Mobile Wallet.


Note that the [registration link](https://forms.gle/S2GAAagaFHz3HhWUA) will be temporarily closed at the beginning of each game week and reopened between gameweeks to allow more participants join the league and compete.

[![Social media post 2.png](/uploads/Social_media_post_2_2e0fcd1541.png)](https://forms.gle/S2GAAagaFHz3HhWUA)


Stay tuned for more news as we embark on a journey that fuses football fandom with the future of payments. The pitch is set, the teams are ready, and the stakes have never been higher. Get ready to unleash your fantasy football genius and make your mark in the Chimoney FPL Champions League! 🎩⚽🏆


Follow us on Twitter (X) to stay updated on the latest league announcements, updates, and exciting developments. 📢🤝


[#ChimoneyFPLChampionsLeague](https://twitter.com/search?q=%23ChimoneyFPLChampionsLeague&src=typed_query) ⚽🏆🔥


Join the Chimoney FPL Champions League: Where Football and Rewards Collide. Elevate your fantasy football game with the Chimoney FPL Champions League! Win cash rewards via Chimoney Payouts and showcase your football brilliance. Register now and follow us on Twitter for updates.

Unleash Your Fantasy Football Genius: Introducing the Chimoney FPL Champions League! ⚽🏆

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**Summary:**  _Scale your potential as a developer and shape the future of finance with the Chimoney Developer API Challenge. This exciting challenge invites creative minds to harness the power of Chimoney's Developer API and craft innovative solutions that address critical pain points in the global payments ecosystem. Embrace the theme of 'Building a Borderless Financial Future' as you enhance API integration, showcase versatile use cases, and engage with a vibrant community of developers. From payment security to seamless e-commerce integration, from tracking transactions to empowering gig economy workers – this challenge offers a platform to drive real change. Gain hands-on experience, earn rewards, receive recognition, and connect with fellow developers who share your passion for revolutionizing the fintech landscape. Join us in this transformative journey and make your mark in the world of finance. Stay tuned for the official announcement on August 9th and unlock the doors to innovation!_

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## Unlocking Innovation: Chimoney Developer API Challenge

Are you a developer with a passion for revolutionizing the financial landscape? Do you dream of creating solutions that address critical pain points in the global payments ecosystem? If so, we have an exciting opportunity for you – the Chimoney Developer API Challenge!

## 🚀 Embrace the Challenge: Build a Borderless Financial Future 

At Chimoney, we're committed to unlocking economic opportunities for everyone. Our Developer API Challenge is a testament to this commitment, inviting developers like you to harness the power of technology and drive innovation in the world of finance.

### Theme: 'Building a Borderless Financial Future'
Our challenge theme is designed to encourage creative thinking and problem-solving. Imagine developing solutions that enhance payment security, track transactions, seamlessly integrate with e-commerce platforms, and facilitate efficient payouts for gig economy workers.


### _💡 Why Join the Challenge?_
- **Innovation**: Stretch your creative muscles and showcase your skills by crafting solutions that can reshape the financial industry.
- **Experience**: Gain hands-on experience with Chimoney's Developer API and discover its potential to drive change.
- **Recognition**: Receive recognition for your contribution to the fintech landscape through certificates and exposure.
- **Networking**: Connect with like-minded developers, mentors, and industry experts, creating opportunities for growth.
- **Prizes**: With every merged PR you’ll win a cash prize and an opportunity to be featured in Chimoney’s blog and social media publications. The top participants will get branded Chimoney swag.


### _📆 Challenge Timeline:_
- Announcement and Registration: **August 9th**
- Developer API Introduction Session: **August 9th**
- Challenge Duration: August 9th - **September 4th**
- Judging and Evaluation Period: 4th September - **18th September**
- Announcement of Winners: **20th September**


### _🎁 Rewards and Recognition:_
- Every merged PR will receive $20.
- Certificate of Participation -  All participants will receive a certificate recognizing their valuable contribution.
- Branded Swag Tshirt for 4 PRs merged
- Opportunity to be featured on Chimoney’s pages and publications.


### _📝 How to Join:_
- Use this link to register for the challenge [here](https://www.google.com/url?q=https://docs.google.com/forms/d/e/1FAIpQLSf8S7Hy8dkA1POCvXJ0y8D7P6D62ROngZgOTgn1_802XOaKGg/viewform&sa=D&source=docs&ust=1691426724879149&usg=AOvVaw2LuMHaUTu2Tgxt5cHh_HpZ) and follow [@chimoney_io ](https://twitter.com/chimoney_io)on Twitter for updates
- Join the introductory session on August 9th to get acquainted with Chimoney's Developer API and its capabilities. - - [Register here](https://www.google.com/url?q=https://docs.google.com/forms/d/e/1FAIpQLSf8S7Hy8dkA1POCvXJ0y8D7P6D62ROngZgOTgn1_802XOaKGg/viewform&sa=D&source=docs&ust=1691426724879149&usg=AOvVaw2LuMHaUTu2Tgxt5cHh_HpZ)
- Challenge Duration: Work on your innovative solutions from August 9th to September 4th.
- Get Access to Chimoney’s API and [Sandbox Credentials](https://chimoney.readme.io/reference/sandbox-environment)
- Submit your solutions via the [official Chimoney Developer API Challenge Repository](https://github.com/Chimoney/Chimoney-API-DevChallenge) in the [Submissions folder](https://github.com/Chimoney/Chimoney-API-DevChallenge/tree/main/submissions).
- Get recognized for your amazing work!

### _🏆  Example use cases to explore and Build_
Gig or Remote Workers Payment Platform
Develop a platform that enables gig workers, such as freelance coders, designers, and writers, to receive their earnings seamlessly from multiple global clients. This application would utilize Chimoney's Developer API to process bulk payouts to freelancers' preferred payment methods, including bank accounts, digital wallets, and mobile money.

#### Affiliate Payouts
Build solutions for On-click global Payouts for Affiliates and Influencers in any country. Enable Businesses to grow their sales and traction by signing up Influencers and Affiliates and paying them out.

#### Global Employee Travel Reimbursement
Build a travel expense reimbursement platform for businesses with a global workforce. Chimoney's Developer API would be utilized to process travel expense reimbursements for employees, ensuring hassle-free and timely payments.

#### Loyalty Points Conversion
Create a loyalty points conversion platform that allows users to redeem their accumulated loyalty points as airtime or gift cards. Chimoney's API would be integrated to ensure a smooth and efficient conversion process.

#### International Gifting Network
Build an app that enables users to send gift cards to their friends and family across borders. Chimoney's API would be used to facilitate cross-border gift card redemptions, ensuring that recipients can easily access their chosen gifts.

As you work on your amazing solutions join our Discord Channel for any assistance you might need from our team or community. 

🚀 Let's Shape the Future of Finance Together!





Join the Chimoney Developer API Challenge and revolutionize the financial landscape. Build global payouts solutions that address pain points in payments, integrate with e-commerce, and empower gig economy workers. Unlock rewards, recognition, and networking opportunities!

Unlocking Innovation: Chimoney Developer API Challenge

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This Article discusses: 
- **Why Banking the Unbanked Fails and why it is an Illusion of Financial Inclusion** and
- **How rethinking Financial Inclusion is the Path to True Economic Empowerment**

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**Summary:**  In this article, we challenge the notion of financial inclusion and delve into the true essence of economic empowerment. While banking services and access to Financial services are crucial, we must go beyond and empower individuals to become drivers of local economies. Discover how Chimoney's mission to unlock economic opportunities for everyone aligns with this transformative journey, providing efficient global payouts for a more inclusive and empowering future where people can earn, get paid, and spend as they please. Join us in reshaping perspectives and fostering meaningful change.

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## Introduction
In today's world, there is a pressing need to address the challenges faced by the unbanked population, especially in emerging economies in some African and Asian Countries. Financial inclusion has been widely touted as the solution to uplift millions out of poverty. But let's face it - has it really lived up to its promise? In this thought-provoking article, we delve deep into the realities of financial inclusion and explore a bold new approach toward true economic empowerment. We introduce Chimoney, our global payouts platform and network of payment networks that transcend the boundaries of conventional banking services and established payment rails, and revolutionize the way individuals earn, get paid, and spend.

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## The Limited Impact of Banking Services and Fintechs
While financial inclusion has made remarkable strides in opening bank accounts or providing offline mobile wallets for the unbanked, the hard truth remains that mere access to banking services does not guarantee prosperity. Surprisingly, a significant percentage of bank account holders across Africa and other emerging economies in the world have balances of less than $1000. For example, according to [Afridigest](https://www.linkedin.com/posts/eajene_tech-africa-activity-7091374589917765632-MSNu?utm_source=share&utm_medium=member_desktop):

- 99% of bank accounts in Nigeria contain less than ₦500,000 (~$625).
- 97% of bank accounts in Kenya contain less than Sh100,000 (~$700).
- 93% of bank accounts in Uganda contain less than Sh1,000,000 (~$275).

Clearly, we must question whether we are making genuine progress in empowering the unbanked or simply providing a label that overlooks the root causes of financial insecurity, namely, limited access to global opportunities, unequal distribution of opportunities for creating value, and lack of option for getting paid for the value created.

[![Financial Inclusion 2.png](/uploads/Financial_Inclusion_2_9fba8690e7.png)](https://chimoney.io/payouts)

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## The Illusion of Financial Inclusion
Our pursuit of financial inclusion must confront a daunting reality - it often creates an illusion of success while neglecting the critical systemic issues that perpetuate economic inequality. Let's face it; opening a bank account or getting a crypto wallet does not magically resolve the struggles the unbanked face. The ability to transfer crypto or do p2p transfer does not enable users to spend on products and services that make a difference for them and their families. Access to banking is not access to food, clothing, and shelter: needs that are still unmet for over [719 million people — 9.2% of the world’s population — who are living on less than $2.15 a day](https://www.worldvision.org/sponsorship-news-stories/global-poverty-facts) globally. It's time to challenge the status quo and explore more effective alternatives to uplift those who need it the most.

[![Financial Inclusion 3.png](/uploads/Financial_Inclusion_3_0f94ef861d.png)](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney)

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## Chimoney: Unlocking Economic Opportunities for Everyone
Introducing Chimoney - an audacious vision to redefine financial inclusion and drive genuine economic empowerment through unlocking Economic Opportunities for Everyone. At Chimoney, we believe in empowering individuals with more than just conventional banking services. Our Global Payouts Platform and Network of Payment networks, APIs, and SDKs open doors to an array of financial options that empower users to receive payment in a method that is locally relevant and impactful for them.

Chimoney gives users everywhere the power to pick from a buffet of cashout options and get paid exactly how they like to get paid. Chimoney's global payouts platform is designed to unlock the untapped potential of the unbanked.

At Chimoney, we believe in a world where access to financial services should be seamless and devoid of exorbitant fees that eat away at hard-earned money.

We envision a world where financial freedom and fair recognition of value is within reach for every individual, breaking the cycle of poverty one step at a time.


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## Beyond Banking: Empowering users with Financial Choice
It's time to embrace a holistic approach to financial empowerment. At Chimoney, we go beyond sending payments to traditional bank accounts. We enable users to receive payment to emails, phone numbers, social media accounts, and even directly to their offline wallets like MPESA in Kenya. We also empower and educate users to hold their funds in their preferred currency and connect them to the global commerce ecosystem where they can buy from Amazon and Shopify stores regardless of their location or situation. By empowering individuals to earn globally, spend without borders and transfer seamlessly, we create a ripple effect that uplifts entire communities.

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## A Catalyst for Economic Growth
True economic empowerment goes beyond individual gains; it is a catalyst for collective growth. As we empower individuals to take charge of their financial futures, they become drivers of local economies, contributing to job creation and sustainable development. Here's how Chimoney fits into this economic empowerment  framework:

1. **Enable People to Get Paid for Work Done:**
Chimoney's platform streamlines global bulk payouts, ensuring that freelancers, contractors, community members, and remote workers receive timely payments for their services, no matter where they are in the world. By facilitating quick and efficient cross-border transactions, individuals can focus on their work without worrying about delayed or complicated payment processes. This, in turn, contributes to a more inclusive global economy by empowering workers with fair and transparent compensation and giving them the power to decide how they want to cash out.

2. **Facilitate Stipend and Perk Payments to Global Communities:**
Chimoney's solution is not limited to individual payouts. It also supports organizations and businesses in distributing stipends, incentives, and perks to their global communities. Whether it's a remote team, a network of volunteers or ambassadors, or a community of content creators, Chimoney's platform enables seamless and secure mass payouts, fostering loyalty and engagement among community members. This financial support further amplifies the impact of these communities, driving economic growth within their respective countries and local communities.

3. **Empower Builders with API to Launch Fintech Startups:**
Chimoney's commitment to economic empowerment extends beyond its own platform. Through our robust API and SDKs, Chimoney empowers developers and fintech enthusiasts to create innovative financial solutions. By providing easy access to global payout capabilities, aspiring entrepreneurs can launch their fintech, education, HR, and commerce startups and contribute to enhancing financial inclusion. This democratization of financial technology fosters entrepreneurship, drives innovation, and nurtures a vibrant fintech landscape, positively impacting economies at both local and global levels.

4. **Support Communities and Programs like SheCodeAfrica and Ingressive4Good:**
Chimoney is dedicated to supporting initiatives that promote diversity, inclusion, and economic empowerment. By partnering with organizations like SheCodeAfrica and Ingressive4Good, Chimoney extends its services to enable seamless transactions for scholarships, grants, and financial support to underrepresented groups. Through these collaborations, Chimoney actively participates in creating opportunities and driving economic progress for communities that may otherwise face barriers to financial inclusion.

By aligning its mission with broader economic empowerment goals, Chimoney plays a vital role in transforming financial access and opportunities for individuals, communities, and businesses alike. As the world embraces a future of economic empowerment, Chimoney stands ready to be a driving force behind this positive change.


We believe that economic growth and prosperity should be accessible to all, irrespective of their current financial status and we're willing, ready and able to unlock economic opportunities for everyone.

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## Conclusion
The time has come to break free from the shackles of the illusion of financial inclusion. Let's unlock economic opportunities for everyone with open arms, paving the way for a brighter future for millions around the world. Chimoney's platform sets a new benchmark for financial empowerment, ushering in an era where economic independence is not just a dream but a tangible reality.


In this article, we challenge the notion of financial inclusion and delve into the true essence of economic empowerment. While banking services and access to Financial services are crucial, we must go beyond and empower individuals to become drivers of local economies. Discover how Chimoney's mission to unlock economic opportunities for everyone aligns with this transformative journey, providing efficient global payouts for a more inclusive and empowering future where people can earn, get paid, and spend as they please. Join us in reshaping perspectives and fostering meaningful change.

 Financial Inclusion is Dead. Welcome Economic Empowerment.

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**Summary**: _In this blog post, we delve into Chimoney's innovative approach to revolutionizing global bulk payouts. Explore our seamless solutions, learn about our remarkable growth journey, and join the exciting #knowchimoney challenge with trivia giveaways for a chance to win amazing prizes. Get ready to unlock economic opportunities and discover the world of Chimoney in this thrilling adventure._

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Welcome to the #KnowChimoney challenge, where we're bringing the excitement of trivia giveaways to the world of fintech! At Chimoney, we believe that learning can be fun, and we're on a mission to empower individuals with fair access to rewards and seamless payment solutions. So, let's dive into the world of Chimoney and explore the incredible products, values, and the amazing growth that make us stand out in the fintech space.

## What Drives Us at Chimoney
At Chimoney, we are driven by a powerful vision - to unlock economic opportunities for everyone. Founded by Uchi Uchibeke in 2021, our journey began with a real-life challenge during a hackathon when our founder experienced the complexities of making cross-border payouts. Since then, we've been dedicated to revolutionizing the world of payments and providing efficient financial solutions.

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## Chimoney [Payouts](https://chimoney.io/payouts) Streamlines Global Payments
[Chimoney Payouts](https://chimoney.io/payouts) allow for a new level of financial convenience. Gone are the days of enduring long and tiresome payout and payment redemption processes. With [Chimoney Payouts](https://chimoney.io/payouts), transactions become swift and efficient, enabling businesses to send payments globally in just minutes.

Chimoney helps companies keep their employees, contributors, collaborators, and communities satisfied with instant payouts and smooth transactions, regardless of their location. Chimoney's [Automated Global Payouts ](https://chimoney.io/payouts)ensures that every recipient can easily access their funds when needed, without delays. 


Whether a company needs to reward 1, 1000 or 10000+ recipients, Chimoney Payouts empowers them to send a gift with a variety of options. Recipients can redeem payments in multiple ways, from Bank deposits and Mobile money to Airtime and Global Gift Cards.

Chimoney Payouts goes above and beyond by providing businesses with the flexibility they crave. Companies can fund their accounts using various methods, including Cards, Bank wire, ACH, Crypto, and more, thereby facilitating payments across borders with ease.


In essence, Chimoney Payouts stands as an ideal solution for businesses seeking to deliver perfect gifting experiences, whether it's for Community, Creator, and Employee rewards or engaging global giveaways. Businesses can bid farewell to the hassle of managing bulk payouts and say hello to a seamless payment experience with Chimoney Payouts.


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## Plug and Play With Chimoney’s [Developer APIs](https://chimoney.io/developers-api)
Chimoney believes in simplifying the process of building fintech projects. That's why Chimoney offers developer-friendly APIs and SDKs that make integration as easy as ABC. With [Chimoney's Developer APIs](https://chimoney.io/developers-api), product builders can unlock utility and launch fast.

By connecting to Chimoney’s API, builders can gain seamless access to multiple payment networks, options, and countries without breaking the bank. Whatever type of Fintech product a builder needs to build, in one click, they can add a myriad of new options to their product and build easier and faster, Chimoney has done all the hard work. Chimoney believes that the product's success is Chimoney’s success, and Chimoney’s dedicated support team is ever ready to help builders get started. With Chimoney’s Developer APIs, fintech possibilities are limitless.


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## Chimoney’s Wallet as a Service (WaaS) reduces time to launch
Chimoney's [Wallet as a Service (WaaS)](https://chimoney.io/wallet-as-a-service) helps apps to issue multi-currency wallets with ease. Apps are able to empower their users with secure multi-currency wallets and enjoy advanced account management, all while providing personalized and compliant experiences. Chimoney's Wallet as a Service (WaaS) offers automated verification with built-in KYC processes, allowing builders to focus on scaling their operations while Chimoney handles the regulatory compliance. Chimoney's Wallet as a Service (WaaS) empowers Fintech Startups, Digital Banks, E-commerce Platforms, Marketplaces, Cross-Border Payment Service Providers, Payroll / Invoicing Applications and endless others explore the possibilities of unlocking economic opportunities for everyone.

Chimoney's Wallet as a Service (WaaS) streamlines the process of issuing multi-currency wallets for apps. It enables apps to provide their users with secure wallets, advanced account management, and personalized experiences. Chimoney's Wallet as a Service (WaaS), apps can automate verification through built-in KYC processes, allowing them to focus on scaling their operations while ensuring regulatory compliance.

Chimoney's [Wallet as a Service (WaaS)](https://chimoney.io/wallet-as-a-service) opens up a world of possibilities for various industries, including Fintech Startups, Digital Banks, E-commerce Platforms, Marketplaces, Cross-Border Payment Service Providers, Payroll/Invoicing Applications, and many others. By harnessing the power of Chimoney's Wallet as a Service (WaaS), these businesses can empower their users with seamless access to economic opportunities, unlocking financial potential for everyone.


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## Streamline Payments with [Payment Requests](https://chimoney.io/payment-requests)
Managing multiple payment requests can be overwhelming, but not with Chimoney’s Payment Requests. Chimoney Requests allows organizations to receive invoices and pay instantly with a unique shareable link for multiple invoices. Whether an organization expects to pay 10 or 10000+ people, with their Chimoney Payment Request Link, they can see all the requests and invoices in one dashboard, evaluate the validity of each request or group of requests and approve or decline payments in a single click, simplifying payments for community leads, HR professionals, finance heads, and more. Chimoney’s  Payment Requests is the perfect solution for handling borderless invoices and fund transfer requests and streamlining payment workflows. Helping to level up efficiency and unlock seamless payments.


## Join the #KnowChimoney Campaign - Fun and Learning Combined!
Now, you might wonder, what's the #KnowChimoney campaign all about? We believe that learning about Chimoney's values and products should be an exciting adventure. So, we're running trivia giveaways to test your knowledge about Chimoney. Participate, answer questions from this exciting blog, and get a chance to win amazing prizes! Share your #KnowChimoney journey on social media and be part of a community that's all about unlocking value for everyone, everywhere. Visit our [Twitter page](https://twitter.com/chimoney_io) to join in on the action! 

But, before you jump into the giveaways, let's talk about Chimoney's amazing growth! In a recent blog titled ["On Building a Network of Payment Networks at Chimoney"](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney), we delve into our journey from birth to remarkable achievements. From overcoming real-life challenges faced during a hackathon in 2020 to solving the complexities of making cross-border payments, we've come a long way. In 2022, we processed millions of dollars in transactions, attracted prominent clients like Google, Stax, and Microsoft, and expanded our team with diverse talents from multiple continents. We forged key partnerships and launched innovative products like [Unispend](https://unispend.com/), transforming our business model and introducing phone number-based payouts. The results spoke for themselves - a phenomenal 4,500% increase in transaction value and a remarkable 600% growth in user accounts in the first four months of 2023!

Chimoney is disrupting the fintech industry with its cutting-edge payment Products. Explore our automated Global Payouts, Multi-currency Wallet as a Service (WaaS), and Developer-friendly APIs Products. Join the #knowchimoney challenge, participate in trivia giveaways, and uncover the future of seamless payments with us.

Solving the Multi-currency Global Payouts Challenge

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**Summary**: _Chimoney's participation in the Google for Startups Accelerator Canada program has been a transformative journey filled with growth, learning, and innovation, highlighted by invaluable mentorship from industry leaders, technical project support to enhance our capabilities, and deep dives into various business areas, all of which have contributed to strategy enhancement and successful product launches, including a program for startups, an FDIC-insured bank account partnership, a new payment feature called Payment Requests (formerly Metaward), and impressive growth with a 4,500% increase in transactions, indicating a bright future ahead as we continue to expand our impact globally and encourage other Startups to consider the remarkable opportunities provided by the [Google for Startups Accelerator Program](https://blog.google/intl/en-ca/company-news/outreach-initiatives/gfsacanada23/)._

## Introduction
Hello and welcome to the Chimoney blog! Today, I will take you through our journey with the Google for Startups Accelerator (GFSA) Canada program and I will share our Google for Startup Application process for Startups considering joining the program. The weeks we spent in the program were a period of immense growth, learning, and innovation, and we're excited to share our experience with you!
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## Who We Are: Chimoney at a Glance

First, let's delve into who we are at Chimoney. Based in Toronto, our startup builds a Payment Infrastructure to Make Value Move globally. We leverage advanced technologies, including artificial intelligence (AI) and machine learning (ML), to offer hyper-personalized payout and offramp products that connect multiple payment options like Bank rails, Mobile Money, Gift cards, Mobile Wallets, and so much more. Our mission is simple yet profound – to unlock economic opportunities for everyone, everywhere​.

Our ambition is to build a truly connected global financial network. This vision has led us to establish connections with banks in 40 countries, thousands of unique gift card products globally, and mobile money and bill payments in 20 countries. With these connections, we help businesses and developers move value between different currencies, countries, asset types, and ledgers​​.
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## The Google for Startups Accelerator Canada Experience
The Google for Startups Accelerator Canada program has been a significant milestone in our journey. Being one of the 12 Startups selected for the 2023 Canada cohort of this program allowed us to tap into a wealth of resources and learning opportunities.

Some of the highlights of the Google for Startups Accelerator Canada Program for Chimoney are:


### 1) Mentorship
The mentorship component of the Google for Startups Accelerator Canada program is one of its most invaluable aspects. Under this initiative, we at Chimoney had the chance to work directly with seasoned industry leaders and Googlers who shared their wealth of knowledge, experience, and insights with us. These mentors guided us through the complexities of growing a Startup, from strategic decision-making to overcoming operational challenges. They helped us navigate the business and sales landscape, identify opportunities, and anticipate potential pitfalls, ultimately steering us toward success.


### 2) Technical Project Support
The technical project support provided by the program is another crucial benefit that significantly boosted our growth. As part of the Programme, we were granted access to Google Cloud benefits and expert training for Google Engineers, which enabled us to address our most pressing technical needs and enhance our AI and ML capabilities to build recommendations into one of our products. We explored new technologies, implemented cutting-edge solutions, and optimized our systems for improved functionality and user experience. The support we received not only fueled our immediate technical growth but also equipped us with the skills and knowledge to tackle future technical challenges independently.


### 3) Deep Dives
Lastly, the deep dives were an integral part of our learning and growth during the program. These sessions allowed us to delve into specific business areas, from product design and customer acquisition to leadership and team development. In these intensive and hands-on workshops, we had the opportunity to scrutinize our strategies, processes, and performance in detail. We analyzed our strengths and weaknesses, learned new tactics and methodologies, and gained deeper insights into our market and competition. These deep dives fostered a culture of continuous learning and improvement within our team and played a vital role in shaping our strategic direction.

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## Product and Feature Launches during GFSA
Our journey with Google was punctuated by significant developments in Chimoney’s products and offerings. Some exciting new features and products and growth we announced include:

### 1) [Chimoney for Startups](https://chimoney.io/blogs/introducing-chimoney-for-startups-to-provide-ap-is-and-payouts-for-early-stage-startups)

[![chimoney for startups.png](/uploads/chimoney_for_startups_420d49d5d4.png)](https://chimoney.io/startups)


Chimoney has launched a new program for startups providing them with access to leading technology, resources, and mentorship. This includes [6 months of fee-free](https://chimoney.io/blogs/introducing-chimoney-for-startups-to-provide-ap-is-and-payouts-for-early-stage-startups) access to Chimoney's API, Chimoney's Global Bulk Payout service, and the ability to embed Unispend, an online marketplace, into their own web or mobile app. The program is designed to assist startups that have received less than $1 million in external funding or were founded within the last three years. Startups can leverage Chimoney's API to convert payments from multiple currencies and cash out to various payment options in 15 countries. Popular use cases include building payment solutions, providing wallet features to users, and sending global bulk payouts without a subscription fee​.

### 2) [FDIC-insured Bank Account](https://chimoney.io/blogs/chimoney-chooses-wire-fx-to-power-payments-and-account-services)

Earlier this year, Chimoney announced the launch of its FDIC-insured Bank account in partnership with Mozrt (formerly, WireFX). This partnership provides Chimoney’s corporate clients the ability to seamlessly fund their Chimoney-enabled bulk payouts to community members, employees, contractors, and brand ambassadors around the globe. This is just one of how we are committing ourselves to scale Chimoney’s impact and security globally​.

### 3) [Metaward](https://chimoney.io/blogs/introducing-metaward)
[![A creative showing how Metaward is being used to request payments. Metaward is a tool that businesses can use to create shareable Payment Request Links](/uploads/Metaward1_47c0b2f5b6.png)](https://chimoney.io/blogs/introducing-metaward)


Chimoney introduced a new feature called Metaward which simplifies the payment process for enterprises, community leaders, managers, and event organizers. Metaward provides a unique [Payment Request Link](https://chimoney.io/blogs/introducing-metaward) that users can share, allowing recipients to request payments through a secure portal. The feature is designed for convenience and security and is particularly beneficial for individuals or organizations that need to process large amounts of payout requests on a regular and recurring basis.

### 4) [4,500% Growth](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney)

[![Chimoney month-over-month growth.png](/uploads/Chimoney_month_over_month_growth_f6a1dcf439.png)](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney)

We announced significant growth in the first quarter of 2023. The Chimoney platform experienced a 4,500% (45x) increase in transactions, saw user accounts grow by 600%, and expanded payout and redeem options, including support for additional currencies, countries, wallet types, and tokens. We also integrated over 500 million products from Amazon and Shopify, enhancing our e-commerce capability. [Our growth](https://chimoney.io/blogs/on-building-a-network-of-payment-networks-at-chimoney) is made possible by our platform's continued product expansion, user experience improvements, and value provision to its users. Amidst this growth, Chimoney has also improved its security to increase user trust and continues to commit to user needs.


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## What’s next for Chimoney?
Our journey through Google for Startups Accelerator Canada has been one of tremendous growth and innovation. And we are not stopping here! We are continually striving to scale our impact, product, revenue, and coverage to 100 countries. 

We strongly recommend all Startups consider the Google for Startups Accelerator and look out for the next Google for Startups Accelerator Application because it is an incredible opportunity to learn from the best in the industry, accelerate your growth, and make a real impact on your target market.

If you'd like to learn more about Chimoney or the Google for Startups Accelerator program from an Alumni, book a meeting with me at [cal.com/uchibeke/learn-about-chimoney](https://cal.com/uchibeke/learn-about-chimoney). We'd be more than happy to share our experiences and guide you through the Google for Startups Application process.

Thank you for your continued support. Here's to creating more economic opportunities for everyone, everywhere!


Chimoney's participation in the Google for Startups Accelerator Canada program has been a transformative journey filled with growth, learning, and innovation, highlighted by invaluable mentorship from industry leaders, technical project support to enhance our capabilities, and deep dives into various business areas, all of which have contributed to strategy enhancement and successful product launches, including a program for startups, an FDIC-insured bank account partnership, a new payment feature called Payment Requests, and impressive growth with a 4,500% increase in transactions, indicating a bright future ahead as we continue to expand our impact globally and encourage other Startups to consider the remarkable opportunities provided by the Google for Startups Accelerator Program

Google for Startups Accelerator Reflections: A Transformative Journey for Chimoney

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**Summary:**  We just launched a new Startup program, [Chimoney for Startups](https://chimoney.io/startups), providing emerging Startups with access to leading technology, resources, and mentorship. This program offers a range of benefits, including 6 months of free access to Chimoney's Global Bulk Payout service, and the ability to embed Unispend in your startup's web or mobile app. With access to Chimoney's API, startups can convert payments from multiple currencies and cash out to various payment options in 15 countries. Plus, Chimoney for Startups offers 24/7 customer support, partner perks, and discounts. Join [Akranex](https://akranex.com/), [Scrim](https://usescrim.app/), [Unispend](http://unispend.com/), and [Zeddpay](https://www.zeddpay.com/) in using Chimoney's API and take advantage of this exciting opportunity.

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As a startup, one of the biggest challenges can be building a payment infrastructure that is reliable, secure and cost-effective. That's where [Chimoney for Startups](https://chimoney.io/startups) comes in. Our program is designed to provide emerging startups with access to leading technology, resources, and mentorship to create high-performing, secure payment solutions worldwide.

 [Chimoney for Startups](https://chimoney.io/startups) is targeted at startups who have received less than $1,000,000 of external investment/funding or are founded within the last 3 years. We understand the challenges that startups face, and we are here to help you overcome them.
 
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### Focus on Business logic and let’s provide Wallets and accounting to you

Access to our API is also a key benefit of [Chimoney for Startups](https://chimoney.io/startups). Our [API](https://chimoney.readme.io/) allows you to convert payments from multiple currencies and to cash out to bank accounts, mobile money, 300+ gift cards and airtime in 15 countries. This means you can offer your customers a range of payment options, making it easier for them to do business with you.

In addition to our main API, we also offer access to a dedicated Account Manager. We know that startups work around the clock, and we want to be there for you whenever you need us.

Chimoney’s API can be integrated with your current product right now and we are excited to see many impactful usecase like:
1. Build a payment solution without reinventing the wheel or building Accounting system
2. Provide a Wallet to all your users fund: Transfer and Spend features enabled out of the box
3. Launch in 2 weeks, not 6 months
4. Focus on your business logic and on generating revenue and use a truly tested Accounting and Wallet system


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 ### Send bulk payouts globally for without a subscription fee

One of the key benefits of our program is access to our [Global Bulk Payout Product](https://chimoney.io/payouts), free for 6 months. This service allows startups to send payments to multiple recipients anywhere in the world, quickly and securely. You can focus on building your business, and we'll take care of the payments.

The opportunities of the Chimoney for Startups program for global bulk Payouts are endless. But these are some popular usecases:
1. Pay contractors and remote teams without paying for a different payroll system
2. Reward your startup community so they can promote your project
3. Grow revenue by sending personalized gifts to sales prospects
4. Run social media giveaways that are super engaging and personalized

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### Generate revenue while you build by embedding Unispend

Another benefit of our program is the ability to embed Unispend in your Web or Mobile App. [Unispend](http://unispend.com/) is an online marketplace with access to over 500 million+ Amazon and Shopify products. With Unispend, you can offer your customers a seamless shopping experience, without having to worry about payment processing.

Join us on this journey to unlock economic opportunities for everyone by exploring usecases to:

- Make your app more useful be embedding a whitelabled version of Unispend for free
- Earn revenue from transaction fees
- Increase the stickiness of your app by enabling a _Spend_ feature
- Add a single line of code with our low code option to bring 500milliob products and a marketplace to your app

We're proud to have helped startups like  [Akranex](https://akranex.com/), [Scrim](https://usescrim.app/), [Unispend](http://unispend.com/), and [Zeddpay](https://www.zeddpay.com/). If you're a startup looking for a reliable, secure and cost-effective payment solution, Chimoney for Startups is here to help.

Visit [chimoney.io/startups](https://chimoney.io/startups) to get started!

Chimoney for Startups offers emerging startups access to advanced payment solutions, including Chimoney’s API, Global Bulk Payout service, Unispend marketplace, and Chimoney API, to scale their business. With partner perks and 24/7 support, Chimoney empowers startups to thrive.

Introducing Chimoney for Startups to provide APIs & Payouts for early-stage Startups

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**Summary**: _In our latest blog post, we are excited to share Chimoney’s progress in our journey to build a Network of Payment Networks and unlock economic opportunities for everyone. We’ve increased transaction volume, transaction value and number of users using the Chimoney Platform. Additionally, we have expanded our supported payout and redeem options to include more currencies, countries, wallet types, and tokens and 500 million+ products from Amazon and Shopify. We are thrilled to see the positive impact of our mission to unlock economic opportunities for everyone through fair recognition of value so no one is left behind._

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Over a year ago, Chimoney publicly launched with a big, bold mission to unlock economic opportunities for everyone by making value move between ledgers, currencies, countries, local wallets and emerging stores of value.

We are barely past the first quarter of 2023 and the Growth and Finance teams here at Chimoney are already reporting impressive growth in multiple key indexes at Chimoney, marking what is set to be our strongest year yet!

Here are a few Chimoney milestones from the last year

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## 45x increase in transactions compared to same time last year

We are excited to report a significant increase in the total number and value of transactions. Compared to the same time in the previous year, Chimoney has seen a percentage rate of increase in transaction value of over 4,500%.

[![State of Chimoney 2023  4.2.png](/uploads/State_of_Chimoney_2023_4_2_8407488196.png)](https://chimoney.io/chipay)

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More Organizations are using Chimoney to send payouts, and we are pleased to be facilitating these transactions for small and large organizations and everyone in-between. The transactions per client is also growing as we onboard more Payment networks and cash-out options. And our month-over-month transaction growth rate is not slowing down anytime soon.

[![Chimoney month-over-month growth.png](/uploads/Chimoney_month_over_month_growth_f6a1dcf439.png)](chimoney.io/chipay)


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## We grew User Accounts by 600%
There's an old saying or proverb that says "If you build it, they will come". We followed this advice, built it and sold it, and people have come, just as expected. In the past year, Chimoney experienced an increase in the number of User Accounts on our platform. When people receive Payment on Chimoney, they not only cash out and leave but more of them are creating Chimoney Accounts and holding their funds in their Chimoney Wallets.

[![State of Chimoney 2023  4.4.png](/uploads/State_of_Chimoney_2023_4_4_6e15eda1bd.png)](https://chimoney.io/chiconnect)

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Compared to the same time in the previous year, active User Accounts on the Chimoney Platform grew by 600%. This is a testament to the trust our corporate clients and users have in us and the value we provide them. As we scale our API, we expect a 50-100x increase in User Accounts created through third-party integrations. We are constantly working to improve our Platform and ensure that our users have the best possible experience when using Chimoney that is why we launched

- [Payment Requests (formerly Metaward)](https://chimoney.io/blogs/introducing-metaward), a Payment Request Link feature, and
- [FDIC-insured Trust Accounts](https://apnews.com/article/ein-presswire-newsmatics-toronto-business-financial-technology-16fb983c3ba1e3c4961624509fe99657), to provide Bank accounts where Client funds are held For Benefit Of (FBO) the client.

And we are just getting started.

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## Chimoney hosts 500 million+ cash-out and offramp options
Finally, we have expanded the number of supported payout and redeem options on our platform. We have added more banks and countries to our list of supported options, making it easier for our clients to send Payouts across borders. 

On the ecommerce side, Chimoney’s infrastructure now boosts over 500 million products from Amazon and Shopify stores which are shoppable in the [Unispend Marketplace.](http://unispend.com/) This expansion has been well-received by our users and has contributed to the growth we have seen this year especially in the emerging stores of value segment.

[![State of Chimoney 2023  4.5.png](/uploads/State_of_Chimoney_2023_4_5_be96c90812.png)](https://chimap-git-hacktoberfest-tobiadiks.vercel.app/)

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Chimoney’s growth is a result of our continued efforts to expand our Products, improve our user experience, and provide more value to our users. With growth, comes more expectations and our recent [Security Improvements](https://chimoney.substack.com/p/chimoney-monthly-digest) is helping to increase trust between Chimoney and our Clients.

In conclusion, we at Chimoney are proud of the growth we have experienced this year. We are committed to providing our users with the best possible experience and will continue to improve our Products and Platform to meet their needs. We would like to thank all of our users for their trust and support, and we look forward to continuing to grow together.

Please, [book a Demo](https://chimoney.io/book-a-demo) to see Chimoney in action and learn about our [Global Bulk Payouts Product](https://chimoney.io/payouts), [Developer API and SDKs](https://chimoney.io/developers-api), [Wallet as a Service Product](https://chimoney.io/wallet-as-a-service) and our other products.


Chimoney’s Network of Payment Networks is growing rapidly with its payment infrastructure and API seeing wide adoption globally.

On building a Network of Payment Networks at Chimoney

A creative showing how Metaward is being used to request payments. Metaward is a tool that businesses can use to create shareable Payment Request Links

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We are excited to announce the release of Payment Requests, the latest update to the Chimoney ecosystem. 

**Introducing Payment Requests (formerly Metaward)**

Payment Requests saves Enterprises, Community leaders, Managers and Even Organizers time by providing a Payment Request Link they can share with people they need to pay. So, instead of asking for Bank or other Payment details, you can send your  Payment Request Link to users to request payments from you in just a few clicks. As a result, Payment Requests makes paying for services, products, or any other type of transaction more straightforward than ever.

The Payment Requests feature is straightforward to use. As an Organization or Corporate user of Chimoney, you can generate a unique link that can be shared via email, social media, or any other messaging platform with which people can request payments from you. When the recipient clicks on the link, they will be taken to a secure payment portal where they can enter the amount and other information about the requested payment and then submit the request.  

As the Admin of the Organization (AP Team, Community lead, Manager, HR, Employee Experience lead, Donor Organization or Head of Finance) on your end, you’ll be notified and be able to view all requested payments and handle the settlement from your Chimoney Dashboard.

This feature is perfect for AP Teams, Community leads, Managers, HRs, Employee Experience leads, Donor Organizations, Heads of Finance, Event Organisers and everyone who usually has to send payments regularly. With the  Payment Request Link, there's no need to deal with complicated payment platforms or manually track down people you need to Pay or Invoices. Instead, everything is handled automatically, making focusing on what matters more efficient.

One of the key benefits of the Payment Request Link feature is its flexibility. Your contractors can easily edit the link to specific payment amounts, descriptions, invoice links and other details, making it easy to tailor their requests to their needs. Plus, since the  Payment Request link is reusable, Organizations using Chimoney can send them to multiple recipients without generating a new link each time.

We understand that security is a top priority for our users, so we've taken extensive measures to ensure that *Payment Requests* is safe and secure, and our system utilises state-of-the-art encryption technology to protect users' sensitive information.

To get started with Payment Requests, do so in 3 simple steps: 

    1.  Log into your Chimoney account at dash.chimoney.io.
    2. Go to the Requests page and copy your "Payment Link". 
    3. Start sharing it with others immediately to use.
    
It’s that easy to use!

![Metaward 2.png](/uploads/Metaward_2_27ff4e4d75.png)


The Payment Request Link feature will be a game-changer for anyone who needs to process large amounts of payout requests regularly. It's fast, easy, and secure, and we're confident that our users will love its convenience.

 As always, The Chi is here to help with any questions or concerns, so please don't hesitate to reach out if you need assistance.



you can send your Payment Request Link to users to request payments from you in just a few clicks. As a result, Payment Requests by Chimoney makes paying for services, products, or any other type of transaction more straightforward than ever.

Introducing Payment Requests, an effortless way to Pay anyone around the globe.

Chimoney participates AC Studio Innovation Showcase in Walerloo Ontario Canada 2023

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The journey of a startup – like [Chimoney](http://chimoney.io/) can be full of challenges, from developing the initial idea to building a product, and then trying to get it into the market, with an ambitious goal to create a high impact globally. However, some programs can help startups navigate these challenges and bring their ideas to life. The Accelerator Center Studio Program (AC:Studio) is one such program that offers support and guidance to startups in their early stages. 

In September 20222, we at Chimoney were thrilled to be accepted and selected, amongst the other 100 businesses across southern Ontario, Canada, to join the program and receive up to $100,000 in seed funding. By participating in the  AC:Studio accelerator program, we get the amazing chance to work with innovation partners, learn from experts through mentorship sessions and training, and acquire essential market resources. What’s more, we will be participating in AC:Studio Innovation Showcase, happening on March 2, 2023, where we have an in-person Chimoney booth and the opportunity to network with liked-mined people. 

## **Why AC:Studio?**
[The Accelerator Center Venture Studio Program (AC:Studio)](https://www.acceleratorcentre.com/resources/news/accelerator-centre-announces-100-high-impact-canadian-startups-selected-to?utm_medium=email&_hsmi=227333674&_hsenc=p2ANqtz-8xqwQQsLbE05acfPlPa5STdxxdKeDdm2HcOJZQsBIKYwCYy-yDrW4VGRTyIsP0uzBcfDh5qDrUwSHjnGaIf3SroZ-a-Q&utm_content=227333674&utm_source=hs_email) is owned by the Accelerator Centre, ranked Canada’s #1 private business accelerator and is among the top five such organizations globally. The AC offers an extensive selection of customizable opportunities for startups across Canada—allowing founders to bring their innovation to life rapidly. 

The AC:Studio program was [launched in June 2022, with a $10 million Government of Canada investment through the Federal Economic Development Agency for Southern Ontario (FedDev Ontario)](https://www.acceleratorcentre.com/resources/news/the-accelerator-centre-launches-hybrid-venture-studio-program). Through AC:Studio, the Accelerator Centre will work with 100 early-stage companies across southern Ontario to provide up to $100,000 in critical seed funding, mentorship, and tactical support delivered through its ecosystem partnerships.

## **Chimoney’s experience at the AC:Studio Venture Program**
Joining AC:Studio has been a game changer for our startup. The program offers access to resources, mentorship, and a community of like-minded entrepreneurs and has given us the tools and knowledge necessary to turn our idea into a viable product. Through the program, we got feedback on our strategies from experienced professionals, who helped us fine-tune our idea and develop a clear strategy for bringing it to the market.

During the program, ChiHeroes (Chimoney’s employees) were driven to ask questions, be better, and be the best at their jobs. The program is designed to provide support in all areas, including business strategy, market research, branding, fundraising, product development, finance, operations, sales, and human resources management. Our team found the mentorship particularly valuable, as it gave us access to people globally with a wealth of experience in the industry. Their guidance and feedback helped us avoid mistakes and make the right decisions for our startup.

[![Chimoney experience joining AC Studio 2023](/uploads/Chimoney_experience_joining_AC_Studio_2023_5c7bec769d.png)](https://twitter.com/uchiuchibeke/status/1625147791113609216)

“The AC:Studio program has been an accelerant of Chimoney’s mission: the program enabled us to connect and scale our connections and impact within Canada,” **said Uchi Uchibeke, founder and CEO of Chimoney**. “We have been able to meet some amazing companies, investors and partners and we’ve refined our storytelling and sales and marketing plan to achieve our revenue and client experience goals.”

"The AC Accelerator Program provided me with mentorship in both sales and operations, especially when I shifted my focus from Business Development to operations and HR. The mentors at the Accelerator Program offered guidance and support in making a smooth transition into this new area. The mentors also gave me access to resources needed to effectively grow Chimoney's business and increase our global team," **said Hammed Babatunde, Chimoney's Operations and HR Manager.**

We at Chimoney encourage other startups to consider joining the Venture program and take advantage of its incredible resources.

## **Upcoming excitements: AC:Studio Innovation Showcase**
The AC:Studio Innovation Showcase 2023 is a ground-breaking, in-person event that celebrates the success of the incredible startups that have been a part of The Accelerator Center Studio Program. It’s an opportunity to showcase the local Canadian startups and innovations that have come out of the program and to connect with potential investors, customers, and partners.  

We at Chimoney don’t hesitate to participate in this event, and we’ll host a booth at the AC:Studio Innovation Showcase on Thursday, March 2nd, 2023. We couldn’t be more excited since the event is hosted right here in our home province: Ontario. 

[**Event agenda**](https://landing.acceleratorcentre.com/ac-studio-innovation-showcase)
- Where: evolv1 - 420 Wes Graham Way, Waterloo, Ontario
- When: March 2, 2023 
- Time: 1:00 p.m. to 4 p.m.

The AC:Studio Showcase is a free community event. All are welcome. Feel free to drop in and stay for a short time or network for as long as possible. We’re excited to be a part of this event and to share our ideas with others passionate about innovation and entrepreneurship.

## **Scale your business with the accelerator program.**
In conclusion,  joining The Accelerator Center Venture Studio Program has been a game-changer for our startup. It has given us the resources and guidance to develop our business and take it to market more confidently. 

We’re also thrilled to be a part of the AC:Studio Innovation Showcase and can’t wait to connect with others who share our passion for innovation and entrepreneurship. 

**Spoiler alert:** [Uchi Uchibeke](https://twitter.com/uchiuchibeke) will be presenting about Chimoney at the event. Expect to grab our do-not-miss event swag, get personalized product demos, play-to-win games, and gain Chimoney experience at our booth. More details would be announced on our [Twitter (@chimoney_io)](https://twitter.com/chimoney_io).


Reflections on the experience and excitement of being part of the accelerator program, including the upcoming AC:Studio Innovation Showcase on March 2.


Chimoney at the Accelerator Center Studio Program (AC:Studio): Reflections and Excitement – Till Date

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gift ideas for valentine day

Every February 14th is celebrated as Valentine’s Day. It’s an international celebration widely acclaimed as the day for celebrating love; as such, people exchange gifts on this day to imply their love for their loved ones. And in case you were wondering, you don't need to be in a relationship to celebrate the holiday. There are plenty of options for friends and family members looking to display their affection as well, and this year, As we at Chimoney are all about gifting too, we have curated the best valentine’s day gifts to give in 2023.

## The importance of gifts
Gifts are thoughtful ways to express love and appreciation. Because of the significance of  Valentine’s Day, gifts are the most romantic way to tell someone that you love them. Now picking the right gift for your loved one can be a bit challenging as you want something that expresses love, conveys thoughtfulness and is still very useful to the recipient.
## How to curate the perfect gift for the season
To make it easier for you to gift your loved ones, we’ve written the best tips for curating the perfect gift this season. For starters, you want to avoid giving your loved ones things that are more practical for you than them, e.g. because you love reading books doesn’t mean that they do too, and you should be careful not to gift them things that you enjoy. Think carefully about what they like and draw up a list from there. The next best tip is to listen to them. People usually talk about the things they need in conversations with loved ones. And finally, talk to their friends and family to gauge their needs, wants and interests. Doing all these should help you come up with the perfect gift suggestions.

We’ve made it easy for you to gift your lovers and friends, and we think this list will help you decide quickly on what to gift this Valentine’s.
## List of gifts to give this season
Here are some of the best valentine’s day gift ideas for 2023, and the best part is that They’re all available on Chimoney
![chmoney gifts airtime, money, tshirts, giftcards ](/uploads/13_2_8562e24054.png)

1. Gift them new skills: Now, I’m sure you’re wondering how you could possibly gift someone new skillsets. It’s by gifting them a free SkillShare subscription.
2.  Spotify gift cards: Music is good for the soul and has been acclaimed as the food of love. Help your loved ones pay for their music subscription. Give them a Spotify gift card to help them stay in touch with music and podcasts they love.
3.  Amazon gift card: We all have things in our Amazon carts and wishlists we desire to buy but cannot afford. What better way to express love this season than Amazon gift cards to help your loved ones clear their shopping carts quickly? Get some here
4. Money: Nothing compares to cash in the bank. Bless your lover with some money this Valentine's. Giving them Chimoney is always a welcome idea. Cha-ching.
5. Fancy t-shirts: Everyone loves cool t-shirts with even cooler inscriptions and designs. Shop a wide variety of t-shirts for your lover on Chimoney.
6. Games: If your lover is a gamer, then new games are the perfect gift for them. Chimoney has a wide range of game gift cards from Xbox to PlayStation to Mortal Kombat, and you can easily purchase them for your loved ones.
7.  Uber Gift cards: Get your loved ones moving around quickly and freely this season. Get them Uber gift cards here. Treating your loved ones with some yummy treats sounds like your plan? 
8.    Crypto: Another genuinely creative way to say “I love you” buy your lover a Binance gift card here so they can continue stacking their favourite tokens.
9.    Airtime: Everyone who uses a phone will always need airtime. Help your loved ones stay connected by buying them airtime.

## Ready to send Valentine’s gift(s)?
Gifting the perfect gift can be a bit hard, but we’ve made it easy with this gift guide. To shop any of the items, we listed above, visit the Chimoney [shop ](https://dash.chimoney.io/spend)today.

 Have a wonderful Valentine’s Day.  

If you want to gift a loved one this Valentine’s Day but can’t afford it yet, participate in our Valentine’s Day giveaway on Twitter and win awesome prizes for you and your loved ones this season. 

Follow us on [Twitter ](https://twitter.com/chimoney_io)and [Instagram,](https://www.instagram.com/chimoney_io/) and keep using and redeeming Chimoney.




 Here are some of the best valentine’s day gift ideas for 2023, and the best part is that They’re all available on Chimoney

 Best Valentine’s day gift ideas with Chimoney

Chimoney and WireFX Partner to power global payment solutions

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Toronto, ON, Canada & Minneapolis, MN, USA  - January 17th, 2023 – [Chimoney](https://chimoney.io/), a payment infrastructure and API fintech for global money movement, has chosen [WireFX](https://rebrand.ly/lcqt2mi), a SaaS platform empowering financial technology companies to build innovative payment experiences, as its US provider of payment and account services. By providing connectivity to the US banking system, the WireFX platform will give Chimoney’s corporate clients the ability to seamlessly fund their Chimoney-enabled bulk payouts to community members, employees, contractors, and brand ambassadors around the globe.


>“Our Partnership with WireFX aligns with Chimoney’s mission to unlock economic opportunities for everyone since WireFX combines the best of banking services and easy-to-integrate technology. We are pleased with the team at WireFX and are looking forward to collaborating with WireFX to issue FDIC-Insured For-Benefit-Of (FBO) Bank accounts to our corporate clients, simplify the process of moving money globally, and increase trust between Chimoney and our clients,” said [Uchi Uchibeke](https://twitter.com/uchiuchibeke), Chimoney founder and CEO.



![ChiConnect payment gateway - Connect with global services and offer more payout options](/uploads/Chi_Connect_payment_gateway_Connect_with_global_services_and_offer_more_payout_options_776004d0b7.png)



Chimoney is passionate and dedicated to build a world-class platform and payment infrastructure for businesses to enable fast, secure, and efficient global bulk payments, with a super API for connecting multiple currencies, payment networks, and flexible, world-class cashout options including 1,000+ global gift card products, airtime in 10 countries, mobile money in 21 countries, and 10,000+ banks in 20 countries. 



>“We are excited to have our modern payment platform be chosen as part of Chimoney’s innovative payments experience,” said Jeff Althaus, WireFX President & CEO. “We look forward to working closely with Chimoney and growing a successful and long-standing partnership.”

WireFX is focused on providing fintechs such as Chimoney a full suite of compliance, account, and global payment rails in an all-in-one platform. With a modular API-based platform, fintechs can easily customize WireFX to deliver the experience their clients demand in a few weeks - not years.  

To learn more about Chimoney visit [Chimoney.io](https://chimoney.io/). For more information about WireFX’s platform visit [WireFX.com](https://rebrand.ly/lcqt2mi). 

===

About WireFX | WireFX is a compliance-first payments technology platform that empowers banks, credit unions, and fintechs to seamlessly transform their payment and FX processes, increase customer satisfaction, and unleash new revenue opportunities. The WireFX API platform seamlessly integrates banking services with large corporate and fintech ledger systems. The WireFX APIs support OAO (online account opening), domestic and international payments, virtual wallets, card services, and compliance workflows. WireFX is one of the most disruptive global payments companies currently on the market. For more information visit WireFX.com.

About Chimoney | Chimoney is a payment infrastructure and API startup, based in Toronto, Canada, with a vision to improve the quality of life for all through fair access to rewards. Today, Chimoney builds a payment infrastructure that enables fast, secure, and effective global paouts for businesses and an API for unlocking utility in wallets. Join us in our mission to revolutionize the financial industry and bring fairness to the world of payments at  Chimoney.io.

Chimoney and WireFX Partner to power global payment solutions.

Chimoney Chooses WireFX to Power Payments and Account Services

Chimoney Ambassador Program: How ChiSquad 001 Paved the Way for ChiSquad 002

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[Chimoney Ambassadorship Program](https://rebrand.ly/pd0ocf3) is Chimoney’s exclusive community inviting global initiatives to empower individuals, tech influencers, and ChiMovers (Valuable Chimoney customers who move value around the world) to engage with the ones they care about with Chimoney smart payment infrastructure. 

## **What exactly is ChiSquad?**
You’ve probably heard of ChiSquad and would like to know about it. You come into the right place! We’ll walk you through all you need to know about ‘them’ and how you can become a ChiSquad. Sounds exciting right? Well, let’s dive right into it then!

![What is ChiSquad](/uploads/What_is_Chi_Squad_e9edee0711.png)

Chimoney ambassadors also known as ChiSquad members who closely and creatively collaborate with Chimoney team members (aka. ChiHeroes) to promote Chimoney activities and products and also create publicity/brand awareness in any form of their expertises, from a written article to a video. 

## **The Chimoney Ambassador program [Round 1]**
On the first of September 2022, we were excited to onboard the first group of Chimoney ambassadors (ChiSquad). 

![Chimoney ambassador ChiSquad 001](/uploads/Chimoney_ambassador_Chi_Squad_001_13a8d273cc.png)

Meet the first set of our ambassadors ([ChiSquad 001](https://twitter.com/chimoney_io/status/1565808735943270400?s=20&t=y4zGHier8nR8mi9TWjk64w)). Our aim with the first set of ambassadors was not only for them to execute the ambassadorship responsibility but also for us as Chimoney team to learn how to better serve a memorable experience to the  ambassadors and support their ideas while they were delivering their engagement and to sustain this community program. 

After three months of collaborating with ChiSquad 001, we did performance evaluations based on their engagements on social media  — creating and sharing posts related to Chimoney’s brand. We must say during this 3-month period, we enjoyed interacting with our ambassadors’ content created to amplify Chimoney’s brand awareness and participation, especially their contribution to [Chimoney’s first Hacktoberfest](https://chimoney.io/blogs/chimoney-x-hacktoberfest-2022-our-first-year-and-what-we-learned) in October 2022.

## **ChiSquad 001 Spotlight**

![Khadijah Amusat Chimoney ChiSquad 001](/uploads/Khadijah_Amusat_Chimoney_Chi_Squad_001_6f08c45fce.jpeg)
[*Khadijah Amusat: ChiSquad Round One Hero*]

Meet Khadijah Amusat, a software/blockchain engineer, open source contributor, and model!  She aspires to be the finest blockchain developer in the world and create one of the top initiatives that address a global problem. In her leisure time, she likes to go to the gym, play video games, swim, and write essays. She shared her excitement joining the progam [here](https://khadeeejah.hashnode.dev/my-chisquad-journey).

Khadijah bags our ChiSquad Spotlight for the program's first round due to her enthusiasm toward the Chimoney products and her willingness to get things done. Here’s the summary of our cool chat with her.

### **Did you have any goals when joining the ChiSquad program?**
Khadijah: Yes. In addition to getting more users and developers involved in the community, my goal was to have everyone talking about and using Chimoney. [Awww. Love this!]

### **Has the program helped you achieve the goals and how?**
Khadijah: Chimoney is a great community with great people that encourages growth. We weren't pressured to do anything we didn't have prior knowledge about as ChiHeroes really helped my creative side. — I was able to think and come up with different ideas which is one of the challenges I had and personally I liked it!

### **What is your greatest achievement as a ChiSquad member?**
Khadijah: In the past three months, initiating the Chimoney’s first Hacktoberfest program and personally educating other members of my communities about how to contribute to Chimoney have been some of my greatest accomplishments. It was rewarding to see other developers from other communities join Chimoney as a result of my posts or evangelism. 😇

### **What principle (motto) do you live by?**
Khadijah: Always show up and build in public no matter how you feel, you don't know who’s watching.

### **Tell our readers one fun fact about you**
Khadijah: I am a fashion/runway model in addition to being a great cook and occasional baker.

### **What advice would you give those interested in joining the ChiCommunity?**
Khadijah: What’s worth the effort is worth doing well; three months is enough to create an impact in a community, and you should join Chimoney because you want to achieve something amazing for yourself, Chimoney, and the entire tech ecosystem.

End!

## **What next??**
We’re so proud and consider ChiSquad 001 as a team success. Our community is growing, and more people know about what we believe in and what we do. We’re excited to announce the applications for the second round of the Chimoney Ambassadorship Program (ChiSquad 002). We’re calling for individuals, tech enthusiasts, students, developers, and ChiMovers around the world to join our force led by Chimoney’s mission: Unlock the economic opportunity for everyone. Just start small, from loving what we build, you can contribute as a Chimoney ambassadors in several ways. The best thing? You would be telling a story uniquely — they way you want. Chimoney is here to support you and your dream path. 

We're now accepting the application for Chimoney ambassdors to join the batch 2 (ChiSquad 002) [here](https://rebrand.ly/kpn61tj), now to Dec 12, 2022. We highly recommend you to follow our Twitter ([@chimoney_io](https://twitter.com/chimoney_io)) as it’s our “The Happening Community” to stay tuned for this opportunity. Our community is also open to all interested persons. Be part of the Chimoney community today. 
  
Hoping to have you join us!



Written by: The Community/DevRel Team









Want to get involved with the Chimoney Ambassador Program? Here's everything you need to know about the program and how to apply.

An Inside Look at The Chimoney Ambassador Program: How ChiSquad 001 Paved the Way for ChiSquad 002

Chimoney went to 4 tech events in November 2022.

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In the course of the first two weeks of November 2022, we're excited to share that we managed to make our presence at four different events - in different parts of the world. First up was the GDG DevFest Nairobi on November 5th in Naibori, Kenya. The second was the Interledger Summit on November 12th in New Orleans, USA. The third one was the HACKFEST by Ingressive for Good, and finally, the fourth one was the She Codes Africa SCA Summit 2022, both in Lagos, Nigeria.

A person could ask … what does Chimoney have in common with four tech events? The answer is simple: We're sharing our mission of unlocking economic opportunity for everyone. Plus we kept emphasizing the value of community building. We could say that, within a 2-week period, Chimoney managed to tick off almost every box on the bucket list for fun activities we would love to do with communities. Here’re the stories. 

## **GDG DevFest Nairobi: The importance of community**
#### **What did we do at DevFest Nairobi**
At the Google Developer Group (GDG) DevFest held in Nairobi, Kenya, our ChiHeroes Anselmo Flavian and Phylis Atieno represented Chimoney for our first official event booth in Kenya. 

The event attendees and booth visitors were very enthusiastic to know more about Chimoney. All the swags (100 fliers & 154 stickers) we brought ran out within an hour. We’ll definitely bring more next time - wink. 😉 With the robust solutions we offered: ChiPay (bulk payout app), ChiConnect (super API) and [ChiSpend](https://chispend.com/) (embeddable crypto shopping marketplace), we got a deep conversation with a bunch of DevRels and developers who were interested in adopting Chimoney products in several areas, especially using ChiPay to send the bulk disbursement for their events and hackathons. Some folks applied to join Chimoney Community for help sharing our story and product knowledge with their own community. YAY! 

#### **Social listening through online giveaway — global participants welcome**
To make our community stay in the DevFest Nairobi hype, we ran a [giveaway on our Twitter](https://twitter.com/chimoney_io/status/1586055630992842754) asking our community about tech conferences or tech events they’re excited to meet us next. And we just loved to see the participation from several countries. We also sent Chimoney as a reward to random lucky winners, and they could redeem it to anything that’s available in their countries. Smart, right?

#### **What did we learn from this event**
Since GDG DevFest events are held in multiple countries and cities around the world, and the GDG global community is truly amazing, we at Chimoney are planning to sponsor or partner with other DevFest in other locations to broaden our connection with inspiring techies. 

![GDG DevFest Nairobi](/uploads/GDG_Dev_Fest_Nairobi_fece80f08d.png)


## **Interledger Summit: The Interledger Summit: The power of community to create financial inclusion**
#### **Why the Interledger Summit is important and Chimoney’s contribution**
In addition to recognizing the importance of community building in the payment space, Uchi Uchibeke, Chimoney founder and CEO, joined the 2-day of the Interledger community gathering from 12 to 13 November 2022. While this was a great chance for Uchi, presenting Chimoney to connect with community who push vital work in the financial inclusion and payments space, he also gave a showcase (speaking) on the topic: Financial Inclusion, Accessibility and Monetization. No doubt that all ChiHeroes are always excited about the possibilities of the Interledger protocol when it comes to financial inclusion since there’re a lot of initiatives to do with our mission to unlock economic opportunity for everyone.

![Uchi Uchibeke speaking at the Interledger Summit 2022](/uploads/Uchi_Uchibeke_speaking_at_the_Interledger_Summit_2022_3b7c047904.png)

#### **Financial inclusion. Let's hear the voices from our commuunity.**
During the first day of the event, we ran a [live poll on our Twitter](https://twitter.com/chimoney_io/status/1591539875542892545) asking for voice about the product catalog we should add more for people to enjoy redeeming their Chimoney or [spend crypto](https://chispend.com/) and tokens on ChiSpend. Most of our community members are people in and want to be in tech space, the result show that they’re ready to invest their time and other resources to enroll in courses. Good news is that, now, the Community Manager or Program Manager could support this movement when they reward or gift their folks with Chimoney, via ChiPay. Then, Chimoney receivers could just redeem it to anything they would love, including online courses on Skillshare. And same goes with Interledger ecosystem to pay and spend from such protocol.

![financial inclusion what people would buy with Chimoney](/uploads/financial_inclusion_what_people_would_buy_with_Chimoney_0ae64c423d.png)

We also enjoyed the social listening practice from our live watch party and a [live giveaway](https://twitter.com/chimoney_io/status/1591445808603631617) asking what’s the favourite quote from Uchi’s talk. Our community was truly excited about how Chimoney products save time and effort when it comes to cross-border payout, and also impressed by our movement to make the Interledger works in all countries.

#### **What we learned and opportunities**
Overall, it’s a wonderful time catching up with this vibrant Interledger Community and learned what the others do to create a financial inclusion world. Uchi shared Chimoney’s commitment to reach such goals and here’re the plan for the Interledger ecosystem:
- Pay with Interledger on [ChiSpend](https://chispend.com/)
- Cash out to Interledger Wallet on [ChiPay](https://chimoney.io/chipay)
- Third-party Interledger wallets integrate offramp using [ChiConnect](https://www.chimoney.io/chiconnect)

What else could we do and build to support this movement? Share some ideas and tag us on Twitter ([@chimoney_io](https://twitter.com/chimoney_io)).

![Uchi, Chimoney founder and CEO, at Interledger Summit 2022](/uploads/Uchi_Chimoney_founder_and_CEO_at_Interledger_Summit_2022_812d2ade38.png)


## **HACKFEST: The beauty of tech and collaboration**

This one too! On Saturday, November 12th, Ingressive for Good (I4G) held an annual tech event in Lagos, Nigeria, to open people's mind up to the possibilities in the African tech ecosystem when no techies are left behind. At the HACKFEST or I4GHACKFEST, four ChiHeroes, including Hammed, Ruth, Cynthia and Angel hosted a welcome Chimoney booth for the event participants/booth visitor to immerse themselves into Chimoney’s world — thanks Faheed, our graphic and brand designer who created event standees and cutout photo stand. 

The ChiHeroes from both the Client Enablement and Product teams provided a personalized product demo, gave out Chimoney stickers, tote bags and t-shirts, and offered a referral bonus. They said the the time did fly fast on the event date. Yss, everyone got the best day there.

![Chimoney ChiHeroes at Ingressive for Good I4GHACKFEST2022](/uploads/Chimoney_Chi_Heroes_at_Ingressive_for_Good_I4_GHACKFEST_2022_b243038088.png)

#### **What we learned from I4GHACKFEST 2022 and the next steps**
It’s once again we’re reminded how important it is to build and engage with the community in tech space. At the HACKFEST, we’re warmly welcomed and we took all the challenges to make them opportunities. The questions and suggestions, considered as a quest for us, left us with homework to improve the products and plan for extra research for adding new features. 

![I4GHACKFEST2022. HACKFEST is tech community in Africa](/uploads/I4_GHACKFEST_2022_HACKFEST_is_tech_community_in_Africa_ad1f6df34b.png)

Going to tech conferences or tech events really connects Chimoney with the tech community and the other amazing projects. We’ll absolutely seek opportunities to sponsor tech events to share what we build and gain valuable feedback from the community. 


## **SCA Summit: The happy vibes through community support**
Well, there’s actually another tech community we engaged on Saturday, November 12th. It’s She Codes Africa’s SCA Summit 2022, in Lagos, Nigeria, with a goal to gather the members from different states in Nigeria and neighbouring African countries for a hybrid summit themed "Elevating the African Woman in Tech". 

She Code Africa is a non-profit organization focused on celebrating and empowering young girls and women in tech across Africa. We at Chimoney always appreciate the SCA community and their mission to promote equality for women in African tech roles, and we’ve been supporting SCA events for years now. 

During the SCA Summit 2022, Omotola Omotaya, our Community Management Lead at Chimoney who’s also leading the same role for She Codes Africa, operated the Summit and also represented Chimoney at the event for everyone who might be interested in Chimoney story and solutions. 

Exciting initiatives this year? We ran a donation campaign amongst ChiHeroes and managed to [give $400 to the SCA community](https://twitter.com/chimoney_io/status/1591372277886504960). Here, we sent Chimoney to queens (She Codes Africa community) who attended the summit virtually so they could redeem it to internet data and got encouraged to keep up their amazing contributions.

![Chimoney sent Chimoney as a data stipend to support She Codes Africa queens](/uploads/Chimoney_sent_Chimoney_as_a_data_stipend_to_support_She_Codes_Africa_queens_1690febd26.png)

## **Final thoughts**
We really appreciate the opportunities to do different things and totally enjoy the fun pace in November. And we’re always learning from every new experience and from any communities we engage with. What’s more, as Chimoney continues to grow and reach new markets, we’ll do our best to use our skills, experiences, and key learnings from the community to help keep building and improving to unblock the economic potential for events.

Here, we’re always excited to sponsor, partner and go to more of the tech events since we love connecting with the community. Stay tuned to see more stories on [Chimoney's Twitter](https://twitter.com/chimoney_io) (aka. The Happening Community). 







Chimoney attends 4 tech community within 2 weeks to share the mission of unlocking economic opportunity for all.

Chimoney at 4 tech community events within a 2-week period. What a blast!

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Hacktoberfest is a global movement that happens every October. It’s an initiative to encourage and challenge developers to contribute code to open source projects. As a result, the entire open source community benefits from it. And we at Chimoney have been fortunate to be a part of this amazing initiative for the first time! 
 
So now let’s see how our participation story has made us and our community excited and enjoyed over the past month during the Hacktoberfest 2022.

## **What is Hacktoberfest?**
Hacktoberfest is an annual event held in the month of October (Now you know why it’s called Hack*tober*fest.) to celebrate open source, its benefits to community, society, and the people who connect it. The event was originally created by DigitalOcean in 2014 as a way to engage their developer community and celebrate the practice of giving back. So, yes, it is an opportunity for everyone to discover and contribute to the Repos by accepting the challenges and getting rewarded for doing so.

## **Chimoney’s First Hacktoberfest Experience**
Chimoney is a fintech Startup, officially started the business in early 2021, and “fun” is what we love. You might think that Hacktoberfest is only limited to developers, but it isn’t. Anyone who is passionate about technology (aka. a better world) can contribute and participate in this virtual tech event, based on the challenges each community is putting. Chimoney’s Hacktoberfest was opened to both developers and non-developer friends. Like the other tech conferences we went, we make sure everyone could take part in our activities regardless of their expertise. 
 
During the event, we invited everyone in our community and their friends to contribute to our [repository on GitHub](https://rebrand.ly/b68xtmt), focusing on our 2 products: [ChiSpend](https://chispend.com/) and [ChiConnect](https://www.chimoney.io/chiconnect).

![ChiSpend and ChiConnect](/uploads/Chi_Spend_and_Chi_Connect_42be8556d5.png)

### **Our incentives**
🎃 Each merged PR gets 25,000 Chimoney ($25)
🔮 Bonus! A contributor completing 4 merged PRs will get a customized Chimoney’s Hacktoberfest 2022 T-shirt.

![Chimoney Hacktoberfest2022 tshirt](/uploads/Chimoney_Hacktoberfest2022_tshirt_6a9429500a.png)

The best part? We received warm welcomes from the community members. We have to say that our participation in this event was one of the best experiences ever.

## **ChiHeroes enjoyed our high collaborative culture during the Hacktoberfest.**
ChiHeroes or Chimoney employees joined force to make this first Hacktoberfest memorable. Everyone, working fully remotely from different part of the world, had fun collaborating across departments. The Product squads set up the sandbox and repository with clear, inviting instructions and brainstormed the challenges for contributors to participate. The Community team members heavily promoted and encouraged the participation in this open-source project and came up with ideas for show appreciation. No one could resist our flexible gift and our t-shirts. The Client Enablement and Customer Success talents supported with responses to enquiries and approve the API requests. The Marketing lovers created the hype and kept inviting folks to participate and win Chimoney credits and cutomized swag. That said, our culture and team collaboration made this happened and made it even more fun. 

## **Results of Hacktoberfest 2022**
Our journey of Hacktoberfest is just begun. We’re more confident, and we’re building better relationships with open source communities and contributing back more than ever. In total, we have of 21 issues, 17 active contributors, 25 Merged Pull Request. Each merged PRs contributor was awarded $25 in Chimoney credit. We got one contributor with 4 merged PRs, thereby unlocking the Chimoney t-shirt reward. 

Below are some creative ideas and top suggestions deliver better Chimoney:
- [Chimoney map](https://chimoney-map.vercel.app): Built by Adeleke Oluwatobi, the interactive map shows the product catalog for each country.
- [Chimoney Discord Bot](https://t.co/hZuV5HJk6j): Built by Awe Ayomidipupo, a community member, the Discord bot allows rewards from Chimoney to be sent via a Discord user’s DM. 
- [Chimoney Slack Bot](https://github.com/Chimoney/chimoney-community-projects/issues/45): Rewards Slack users with Chimoney couldn't be easier.
- [Flutter Widget Package](https://github.com/Chimoney/chimoney-community-projects/issues/21): Built by Somto Ezenwaka, this is a package for ChiSpend Marketplace. It provides easy options to customize the marketplace using customization properties supported by ChiSpend.
- [Web P2P App](https://github.com/Chimoney/chimoney-community-projects/issues/16): Built by Abdulbaki Adabara, this is a Laravel web app that uses Chimoney's API to send gifts, momo, crypto, and airtime.
- [Mobile Money Payout API](https://github.com/Chimoney/chimoney-community-projects/pull/39): Implemented by Ezechuka Eze, this is a project that implements the ChiConnect payout functionality for mobile money payouts.
- Dev-focused articles: Two articles written by Neel shah. (1) [Sending and receiving payments with Chimoney](https://hauwa.hashnode.dev/sending-and-receiving-payments-with-chimoney) and (2) [How To Integrate Mobile Apps With Chimoney!!](https://medium.com/@shahneel2409/how-to-integrate-mobile-apps-with-chimoney-c1d3e15fda2b)
- [ChiSpend website copy](https://github.com/Chimoney/chimoney-community-projects/issues/38): CyberGeni proposed creative copies for sections of the ChiSpend website to improve the experience. We listeed, highly appreciated the suggestions and implemented some changes to optimize our messsges.

## **Takeaways from Chimoney’s #Hacktoberfest2022**
Contribution is not limited to code. It can also be with documentation, bug reports, and even copywriting suggestions. Everyone starts somewhere. We’re so happy to see Chimoney community contributed from everywhere in the world. Sending rewards was super quick and easy, done by [ChiPay](https://chimoney.io/chipay), our bulk payout platform, and it was just loved by the winning contributors since the reward could be redeemed or cashed out to anything, from 500+ global gift cards to 1000+ bank deposits, airtime and mobile money.

![Chimoney mission is to unlock economic opportunity for everyone](/uploads/Chimoney_mission_is_to_unlock_economic_opportunity_for_everyone_16edd3f9f9.png)

## **Next Steps for Chimoney**
We continue our repository house on GitHub to keep listening to all amazing ideas even the Hacktofest 2022 is ended. We also intend to create more projects and open source initiatives and invite more people to join us. So, always check out this [repo](https://rebrand.ly/b68xtmt), follow our the “Happening community” on [Twitter](https://twitter.com/chimoney_io), and go beyond to join exclusive [Chimoney Community](https://rebrand.ly/g5g7dfo).   
 
And yes! We would love to attend and sponsor global tech conferences or tech events to introduce Chimoney as we’re so proud what we're doing which is aligned to our mission: Unlock economic opportunity for everyone.

## **Final Words**
Well, we love fun. How about we say making it a tradition to participate in Hacktoberfest every year and make it a part of the company culture? We strongly believe that contributing to open source projects is a great way to give back to the developer community to which we were born to serve better payout solutions for. (Assuming you've read [our story](https://chimoney.io/about-chimoney).)


## **Got some minutes? Our folks got something to say.**
Hacktoberfest Partcipants’ FeedBack
- My entire experience was great. I'm originally a developer, but the contributions I made were all no-code. My goal for this year's Hacktoberfest was to try to make direct meaningful contributions to organizations, and I was able to achieve that with the help of chimoney.
**~Treasure, Chimoney Community member & Contributor**

- My whole experience while contributing to the Chimoney Hacktoberfest project was great and I really loved the incentives as they motivated me and the other contributors to contribute to the issues. 
**~Khadeejah. ChiSquad Member & Contributor**

- Chimoney participation in the Hactoberfest 2022 is an awesome move! 
I’m glad we didn’t not only gained new insights, ideas, and innovation from the initiative but also were able to encourage open source contributors and reward contributors with merged PRs. The Chimoney community project is available for people across the globe to contribute to afterwards. 
**~Omotola, Chimoney Community/DevRel Lead**

- We were able to discover some bugs in ChiConnect which were raised and fixed via the Chimoney Repo. Contributors built SDKs for the Chimoney API to enable developers to integrate within their code. We were also able to see other use cases of ChiConnect API and the ChiSpend widget. 
**~Eloghosa, Software Engineer, Chimoney Project Mainainter**








Chimoney participated in Hacktoberfest for the first time in 2022. Here's what we learned and how it made us and our community excited.

Chimoney x Hacktoberfest 2022: Our First Year and What We Learned

Most people have a favorite brand. Therefore, this brand is often their go-to when they need a product, the one that is foremost when they recommend to friends and family, the one that they’ll go to any length to get. Building your relationship with your customers so that they feel this way about your brand, is building brand loyalty. And of course, there are ways to leverage it and make it better!

## What is brand loyalty?
Brand loyalty is your customer’s commitment to the brand. It refers to how much they love your brand, how frequently they purchase its products, irrespective of discouraging factors or alternatives, and how attached they feel to them. Brand loyalty is important in business because it automatically results in increased revenue and popularity. When your customers are loyal to the brand, they not only pay for your products and services whenever they need them, but they also recommend them to others, and the business’s products and services are given a high sense of perceived importance to others.

Customers pay for the value even if it is high when they are loyal, and they are also often reluctant to try other brands. Loyalty makes them form a sort of connection with the brand that they recognize it whenever they come across it, talk about the services in random conversations and trust the brand.

## How to build brand loyalty
Here are a couple of things you should be doing to build your brand loyalty to meet your targets.

**• Meet customers’ expectations:** There is no shortcut to building your brand’s loyalty if you are not meeting customers’ expectations. Deliver value as promised and you’ll find your cusomer base expanding in no time. Delivering quality ensures that new customers get to enjoy the benefits they are promised and then can stick to your brand, and become a fan.

**• Create a brand:** Customers cannot connect with you if there is no brand. Create a brand for your business, and sell it across all platforms. Be recognized for what you do, what you can do,  and the value you offer. Have a message/story that connects your customers to the brand through their needs.

**• Engage Customers/Users:** You want to know how to make customers happy and loyal? Engage them. Answer inquiries, make surveys, give incentives and rewards,  interact with them on social media platforms, solve problems very fast, and follow up. 

## Leveraging brand loyalty with Chimoney rewards cashout API
If one of the ways you can engage your customers is through delivering value, why not deliver it the best way? Although organizations often offer great sign-up bonuses, good cash-back options, discounts, and tokens, a [Business Insider article](https://www.businessinsider.com/why-you-should-redeem-credit-card-rewards-right-away-2017-4) reported that only 38% of people regularly redeem them. What happens to the other 62%? They do not use these values because they are useless to them. Oftentimes, customers lose the value of their rewards because they cannot use them; in turn, businesses lose the brand loyalty benefit which ought to come with the reward.  

But, what if customers could turn every reward into something they want, irrespective of what you give? Chimoney gives them that [flexible gifting](https://www.chimoney.io/blogs/flexible-gifting-the-best-gift-idea-for-every-occasion) option.

When integrated, Chimoney Rewards Cashout API allows users to turn rewards into values of their choice. As long as project owners, organizations, or businesses give rewards, points or tokens, Chimoney Rewards Cashout API builds brand loyalty by opening up the reward option to offer them top brand gift cards, airtime, Mobile Money, bank deposit, and more to come. It removes the barrier placed by country-based currencies and spendable values, to engage customers and improve brand loyalty internationally.  

![Chimoney Reward CashOut API offers increase brand loyalty by offering more flexible redeemable options](/uploads/3_2_348104f889.png)

## Why use Chimoney rewards cashout API to boost brand loyalty
**• Creative incentives:** With the onboarding of various projects like the wearable NFT, different gift cards, and others, customers have access to innovative incentives they’ll love your brand for giving.     

**• Accelerate engagement rate:** Brand loyalty and engagement go together. Offering your users exciting options keeps them engaged and has them coming back to the brand. 

**• Reduce churn rate:** Incentives are given to further keep customers and make the user experience enjoyable for them. Utilizing the Chimoney Rewards Cash out API, reduces churn rate, as these choices encourage them to stay with the brand and enjoy all the offers and promotions made available.  

**• Reactivate old customers:** With the API, old customers who might have left the brand are encouraged to return. Especially old customers who have accumulated points and tokens in previous months, but could not use them. They return to utilize their digital rewards, and in this way patronize the business again, renewing the relationship.  

**• Increase brand advocacy:** [Shep Hyken](https://hyken.com/), customer service, and customer experience expert said the best advertising you can have is a loyal customer spreading the word about how incredible your business is. When you build your brand loyalty with the Chimoney Rewards Cash out API, customers willingly become your advocate. They spread the word about your offers, the choices available, and how none of their accumulated assets go to waste. 

![Create a winning brand loyalty strategy by offering more cashout options with Chimoney API](/uploads/3_3_1764d8de90.png)

## Make the choice to grow your brand loyalty
Your brand is important for your business, so it should never be below par. Deliver your services well and you can expect to have your customers committed to purchasing your products or services irrespective of the price. Appreciate their loyalty by giving bonuses and gifts, and they'll stick with your brand even more.

Clients love when brands see their commitment and appreciate it. If you do not want to go the way of product gift, or services discount, you can give a gift with a spendable value, like Chimoney. Make the choice for your business to grow with innovative solutions today.




Learn how to add value to your reward system or app and leverage brand loyalty with Chimoney cashout API.

How to Add Value to Your Reward and Leverage Brand Loyalty With Chimoney Rewards Cashout API

Do you need to motivate your employees? Do you want to give them something extra for doing good work? Or maybe you just want to show appreciation for all the hard work they put in every day. Either way, there are many different ways to reward employees. This article will tell you how to choose the best method for your business.

### Set Employee Reward Goals.

Choose rewards that fit with your company culture. If your company has a strong sense of community, then consider giving out gift cards to local businesses so that your employees can support the community as they enjoy their reward. You might also consider giving away prizes such as Amazon gift cards, Apple products, or even cash.

What if your goal is to create a reward program that is inclusive, choice-based, and flexible regardless of the receiving employee's city, preference, or country? This might be a pain but not for long because you can use [Chimoney](http://chimoney.io/). Chimoney simplifies the bulk payout process to help companies to send value [flexible perks to their employees](https://www.chimoney.io/chipay) anywhere world. Team leads and HR can send to up to thousands of employees at once using just their email!

### Choose Employee Rewards Options

Make sure that your rewards options match your company culture. For example, if your company values customer service, give out gift cards to restaurants or coffee shops. If your company values creativity, give gift certificates to art galleries or music stores. And if your company is big on the environment, give [employees rewards](https://www.chimoney.io/chipay) that are environmentally friendly and provide them with the option to donate a portion of their reward to causes that advance the preservation of nature and the environment.

But what are some Choices for Employee rewards? Below are a few options:

- **Local Experiences:** They saying to "pay for experiences instead of things" could come in handy when picking employee rewards options for global teams. So, curate a list of Gift cards or experiences that employees will love!

- **Gift Cards:** Gift cards give employees options. And a Gift card like Amazon, Netflix, or Xbox is something that could be useful for most personas. But you don't want to fall into the trap of giving your employees gift cards they might not use. That is why Chimoney provides choice-based rewards for employees globally. With Chimoney, you can give your employees a reward or perk of value that they can then spend on their preferred Gift card. Chimoney offers 500+ options that they can pick from.
- **Merch and Swag:** Give them beautifully designed company merch or swag that they can be proud of. But be cautious not to overdo the branding!.

### Designate a Cash out time
Choose a date when employees will receive their rewards. You should also consider giving them a few days before so that they have enough time to redeem their rewards.  In some cases, you want to schedule your rewards to be delivered at a certain date. Or maybe you want to auto-send [birthday or work anniversary employee rewards](https://www.chimoney.io/chipay). In both cases, you have some preset data about employees which you upload or add to an Employee Management System. Ideally, this should connect to a platform like Chimoney to auto-send the Birthday Gifts with personalized messages.

If you'll like to learn more and improve employee engagement with an amazing [Employee Reward Program](https://www.chimoney.io/chipay), please reach out to us or book a demo with our Client Enablement team at [chimoney.io/book-a-demo](https://www.chimoney.io/book-a-demo)

A Choice reward program is a way to increase employee engagement. Read on to see how to create a choice reward program that motivates employees.


3 Steps to Creating an Amazing Employee Reward Program for Remote or Hybrid Teams

What is Chimoney and how to redeem Chimoney within field

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In this article, we will show you the process of redeeming Chimoney. Before we start, keep in mind that with Chimoney, companies, teams, and communities can send gifts and perks globally with the click of a button or with our API

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Now let's jump right into it!

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![Send Chimoney via email or Twitter handle.png](/uploads/Send_Chimoney_via_email_or_Twitter_handle_c146dd5d05.png)




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## Supported Products and Services
Chimoney supports the following products and services and counting:

- Airtime
- Mobile Money
- Gift Cards
- Crypto
- Bank Deposit
- Save for Later
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## Cash-out to Bank Account when spending your flexible Value
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![Send money to Ghana, Nigeria or other parts of Africa with confidence.!](https://imagedelivery.net/FWOxhF6qUOoRrmL6RllgbQ/9276e539-f1b6-489c-674b-8872ca081700/public "Send money to Ghana, Nigeria or other parts of Africa with confidence.")

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- Click on the **Redeem Now** link in the email you received or the Link in the Twitter message you got from Chimoney.
- On the redeem page, look for the **Banks** section and find your country.
- Next, search your bank by name and select it then enter your valid Account number. Done, you will get the money deposited into your account.
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> For Security reasons, ensure the email is from a @chimoney.io email address, and with Twitter, check that you also got a Twitter timeline post from Chimoney.
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## Spend Flexible gifts on Airtime and Mobile money
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![Send money via Twitter!](https://imagedelivery.net/FWOxhF6qUOoRrmL6RllgbQ/20164d65-4a9c-4ec7-b5ca-2c3e1645bd00/public "Send money via Twitter")
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Similar to the above, follow the same step. With Airtime, Mobile money, or Crypto, please select your country and then enter the required information like your phone number and click on Redeem now.

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## Get Crypto with your Chimoney flexible Gift
If Crypto is not banned by the Regulators in your country or state, you can spend your Chimoney on Crypto. To do this, Look for Digital Currencies on the redeem page and select your preferred currency. Next, enter a valid wallet address and click Redeem Now. We will not be able to assist you if you send Crypto to the wrong address. Please, be careful here.

> If Crypto is not banned by the Regulators in your country or state, you can spend your Chimoney on Crypto


Now, go enjoy your Chimoney!

‍![How to redeem!](https://imagedelivery.net/FWOxhF6qUOoRrmL6RllgbQ/a84556e4-5107-459f-f591-2a8736ffcf00/public "How to redeem")


With Chimoney, companies, teams, and communities can send gifts and perks globally with the click of a button or with our API and receivers can decide how to spend it. Here's how

Redeeming Chimoney: How to Spend Your Flexible Value From Chimoney

People Who Should Use Chimoney's Bulk Gift Cards Feature

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> Do you host events where you need to send virtual gifts or have friends and family overseas that you would like to surprise with swag? 
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Chimoney's bulk gift cards feature lets you send gift cards to up to a 1000 recipients in just a single click! All you need is their email. Learn more about the 5 types of people who should use Chimoney's bulk gift cards feature and start gifting today!

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## Friends
Let's begin with friends. Chimoney lets you send gift cards to friends anywhere and anytime! You don’t have to think and plan for a custom gift for each of your friends. All you need to do is send your friends Chimoney that can be redeemed for over 300 gift card options including Amazon, Netflix, Starbucks etc. as well as crypto value, cryptocurrencies, airtime, or phone bills payment. This way we can ensure your friends receive a gift card they love, and save you the hassle of picking a gift tailored to the liking of each member of your circle.

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## Event organizers
More event organizers are relying on Chimoney’s bulk gifting benefit as it allows them to send gifts to a large group of people in one step. All they need is the email of recipients of the gift cards. One of our partners, AfricaHacks was able to run a successful hackathon last year by using Chimoney. They were able to give airtime and virtual rewards to attendees and winners with a few simple clicks using the Chimoney platform. Remember that you can send Chimoney to up to a 1000 recipients with one click! Chimoney is a unique solution for event organizers all over the world to engage more with the attendees by ensuring the recipients get a gift they will love, no matter where they are.

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## Business owners
Instead of giving your own products as a gift, business owners can try to engage with customers around the world by gifting them the flexibility to pick an online gift card of their choice! This could be a great alternative for engaging with international tourists that would not have a chance to revisit your restaurant or even creating brand awareness to welcome leads in the near future. To send bulk gift cards, you just need a dedicated email list and you will be all set to send gifts in this manner. 

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If you are a professional in the media industry, you can send bulk gift cards to corporate, small and medium-sized enterprises, and business partners anywhere in the world without having to worry about shipping charges or delayed delivery!

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## Coaches
Have you signed up your students or cohort for a new coaching session, hackathon and other similar programs? Let’s boost engagement by sending an online gift like Chimoney that offers universal value! You could send them a unique gift card to motivate participation and excitement about class activities or other achievements. With Chimoney, you can be sure the gift card reaches the recipient’s inbox instantly, regardless of where they live. Sending bulk gift cards could never have been easier. The only thing you need is the recipient’s email to send Chimoney.

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‍## Employers
As an employer or a People Operations/ HR teammate, if you want to send bulk gift cards to all your employees in one click, Chimoney is your solution! Thinking about sending a gift card to your entire team and knowing that everyone will love the gift – no matter who they are, their interests, and where they live can be an ordeal! This Chimoney feature is one of a kind for sending bulk gift cards. Use Chimoney to stay connected with your employees as you celebrate key company milestones, holidays, or seasonal gifting. This is how we keep our internal Chimoney team happy - our squad has unique preferences: Sephora shoppers, Netflix watchers, crypto traders, etc. Chimoney makes sure ‘One Gift Fits All’!

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## Conclusion
Whichever type of gift card you want to send or receive, you can add value and reach a large group of people in a short amount of time with Chimoney. Sending bulk gift cards to up to a group of 1000 people in a single click while ensuring the recipients love what they get is what Chimoney is for. We ensure that no matter you are looking to send gifts to your personal circle, or as an event organizer, business owner or employer, sending Chimoney will help you engage more in less time.

Whichever type of gift card you want to send or receive, you can add value and reach a large group of people in a short amount of time with Chimoney. Sending bulk gift cards to up to a group of 1000 people in a single click while ensuring the recipients love what they get is what Chimoney is for. We ensure that no matter you are looking to send gifts to your personal circle, or as an event organizer, business owner or employer, sending Chimoney will help you engage more in less time.

5 Types of People Who Should Use Chimoney's Bulk Gift Cards Feature

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> Do you have a friend who can never settle on anything? Or do you have a loved one with practically everything and have no idea what to gift?
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Or are you confused about what to give away as event swag for an upcoming event? You are not alone. Struggling to find the perfect gift idea is always a dilemma. Gifts aren’t one-size-fits-all, which is why it is hard to give the perfect present! But, there’s one thing that all people want: flexibility.



Chimoney allows you to create flexible gift cards to make them feel as special as they are, on any occasion. 

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## Why is it hard to find the perfect present?
It can be confusing, frustrating, and boring to go to the mall every holiday season to find the right gift. It's even more annoying to plan ahead of time and not always easy to figure out what to give someone. You might not know what they like, their taste, preferences, or if they have any special needs. 



Flexible gifts make this process so much easier. No matter who you're shopping for, you can find something that they really want without breaking the bank!

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## What are flexible gifts?
Chimoney’s flexible gifting platform is a creative way to think about people's wants and needs. It’s the most exciting gift you can give – to anyone. Here, we’re talking about flexible, digital (online) gift cards that you can customize to match any occasion. You can give them to your co-workers, friends, family, customers, and event participants, so they can redeem and buy anything they want. Chimoney offers numerous gift options to redeem, including top gift cards for popular merchandise over the world, top cryptocurrencies, airtime, and mobile money or phone bill payment.

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## How do I use flexible gifts?
They can be gifts that your best friend wants, your boss wants, or your mom wants. Just add value to Chimoney and send it to the one you care for and it can be anything you want! You can give flexible gift cards to a skincare brand that she loves, or an online gift card to her favorite store to buy gadgets. 



There’s no limit to the things you can give! Ready to gift someone with your generosity? Sign up to give Chimoney a try and see the great gift idea! The receiver has a chance to redeem Chimoney to crypto, a popular online gift card, among others, Starbucks, Amazon, eBay, and Best Buy.



## Who can I send this to?
Are you waiting to receive crypto as a gift? You will get an email with the instructions as soon as the sender sends Chimoney to you. You will be directed to the Chimoney dashboard where you can exchange Chimoney for your preferred cryptocurrency, or choose from one of the other gifts of your choice. You can also opt to hold Chimoney on your account, until you are ready to redeem!

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## Why choose Chimoney as a crypto gifting platform
Think about it: don't you wish you could have more friends? Don't you wish to engage more with your students or event participants? Why not just give them something they can really enjoy, regardless of their preferences and hobbies? Receive Chimoney as a flexible gift from one special person. Or, give them as a gift or reward. Give Chimoney’s flexible gifts to a group of people, up to 1000 recipients at the same time, in just a single click.


Well, our flexible gift cards are perfect for your mobile rewards program, incentive program, employee benefits programs, and more. That’s why Chimoney was born – to make folks happy!

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#### Chimoney senders
For entrepreneurs, Chimoney is the ultimate online gifting service that lets you send amazing gifts to anyone, anywhere in the world. Whether you’re an event organizer or a business with a rewards program or virtual community engagement, Chimoney’s flexible gifting options make it easy to reward your customers effortlessly.

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#### Chimoney receivers
Isn’t it exciting to be notified that you were sent a gift? Receiving gifts is something we all love. There are so many activities to enjoy together such as a movie or a spa day. Giving them the flexibility to pick a gift of their choice is the best gift. 



Chimoney cares about your security and privacy. The sender only needs to provide the recipient’s email address. Once you’ve received Chimoney, you can redeem it right away for flexible gifts options or store value in your Chimoney wallet until you are ready.

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## Conclusion
When it comes to gifting, there are a lot of things that can be confusing. It's tough to know what to buy, how much to spend, and where to purchase gifts. Sending gifts or rewards to a remote team is equally challenging. Flexible gifting is the best way to show your appreciation without giving them something they don’t require. Best of all, flexible gifts are easily adaptable for any occasion. So whether it's a birthday, anniversary, holiday season, or competition, they'll find what fits.

Struggling to find the right gift idea? With these flexible gifting options, you can give a flexible gift that's uniquely tailored to your recipient and they will love it.

Flexible Gifting – The Best Gift Idea for Every Occasion

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An online or e-gift card has been a popular way of sending a present for years to someone you have no clue about their preferences. With Chimoney, a digital gifting platform, you can send a gift online in a matter of a few clicks and let someone choose their own present, from a gift card to crypto, and from airtime to phone bill payment. Voilà! This article will teach you everything you need to know about how to send gift card online with Chimoney and why Chimoney is loved globally, by both our senders and receivers, for any occasion.

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> _The best part about giving a gift is watching someone's face light up when they receive it. But sometimes, it can be tough knowing what to get. That's where an e-gift card can come in handy_.

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## What is Chimoney?
E-gift cards have traditionally been used in the online world as a way for giving discounts on purchases to promote local stores, as a reward for customer loyalty and as a way to reward employees or event attendees. With Chimoney, you can send them using our intuitive dashboard and they’ll be delivered to your loved ones or event participants instantly. But Chimoney is more than just a gift card platform. “Chimoney” is also a form of currency or wallet that can store digital value for as long as you need to (Chimoney never expires). Alternatively, Chimoney can be redeemed as a cryptocurrency of your choice.

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## What makes Chimoney different than other gift cards?
It’s easy to send gift cards online on Chimoney.io. We offer several benefits to make your life hassle-free. Chimoney can be an excellent last-minute gift idea since you can choose to send “ALL” gift cards, cryptocurrencies, airtime, and phone bill payment that are currently available on our platform. Just a few clicks and your gift in the form of Chimoney will be delivered immediately. The best part? You need only the email address of the recipient and you can send up to 1000s receivers in one go. This is loved by employers, event organizers, or anyone who is looking to send a bulk gift card. Don’t forget that the receivers are able to choose to keep Chimoney and redeem whenever they choose.
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## How to send gift card online on Chimoney platform?
It’s confusing to send gift cards online on a website that requires you to choose a specific gift card and enter several receiver details. However, with Chimoney, we understand that time is a valuable asset for everyone, and when it comes to gifting, it should be a pleasant experience. Here’re how to send gift card online wih Chimoney:

1. Create a Chimoney account or sign in with your Google
2. Select gift options, including gift cards from top brands around the world, cryptocurrencies, airtime, and phone bill payments for popular networks – (All by default!)
3. Input recipient’s email. Yes! Only email.
4. You can send up to 1000s recipients in one transaction. Finally, hit send.
And it’s done! 

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#### Chimoney is 100% secure. The fact that the senders ask for the only email instead of collecting additional information, such as address and phone number, will give both parties a peace of mind.

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## Conclusion
As a Chimoney user, you get to be an agent of change that will shape the next stage of giving. Chimoney’s online gift cards are a great way to send gifts online in a pinch. We have a wide selection of items that will suit everyone, no matter who they are and where they live. To make things even easier for you, you can now send an online gift card instantly by email! All you need is the recipient’s email address and the value is sent electronically in an instant. So what are you waiting for after discovering how to send gift card online with Chimoney? Get started today!

An online or e-gift card has been a popular way of sending a present for years to someone you have no clue about their preferences.

How to Send Gift Card Online With Chimoney: The Easiest Way to Have Your Online Gift Delivered Instantly

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Stay updated with activities at Chimoney

Chimoney Hacktoberfest 2023 is Here!!!

Chimoney & Interledger: Bridging Global Payment Systems for the Future