Introduction to Web Monetization on Chimoney

Understanding Web Monetization

Content creators and website owners often face a common challenge: how to generate revenue without compromising the user experience. Traditional methods like ads and paywalls either disrupt users or block access entirely.

Web Monetization offers a better solution. It’s an open web standard that enables real-time micro-payments for content. Instead of charging upfront or displaying intrusive ads, creators can receive small payments automatically as users consume their content.

How Web Monetization Works

Powered by the Interledger Protocol (ILP), Web Monetization enables simplified, low-cost payments across the internet.

To participate, users need a Web Monetization wallet provider like Chimoney. Chimoney allows users to fund a digital wallet, create payment pointers, and begin transacting across monetized websites.

Once set up, payments are streamed in real time to the content creator’s wallet as users engage with and browse their content.

Traditional Payments vs. Web Monetization

Setting up payments on a website has traditionally been a complex process. Website owners need to:

Register with multiple payment providers
Integrate payment gateways
Handle multiple currencies and payment methods
Manage user accounts for transactions

With Web Monetization, this complexity is dramatically reduced. Transactions are initiated automatically by the browser, offering a smoother experience for both users and creators.

Why Chimoney?

Chimoney simplifies the Web Monetization journey. With support for global payouts, local cash-out options, and ability to automatically generate payment pointers, it enables both senders and creators to participate in an open and inclusive payment ecosystem without friction.

Getting Started with Web Monetization on Chimoney

Step 1: Sender Setup

As a sender (someone who wants to support creators), follow these steps:

1. Download the Chimoney App

Get the Chimoney App and sign up.

2. Verify Your Account

Complete the KYC process and be approved to generate your Payment Pointer.

3. Install the WebMo Browser Extension

Download the latest version (≥ 0.3.0) from the Chrome Web Store).

4. Link Your Wallet

Paste your Chimoney Payment Pointer into the extension and authenticate.

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5. Confirm Wallet Activation

Once your wallet is linked, the WebMo extension icon should appear green on Web Monetized pages.

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Step 2: Creator/Receiver Setup

If you're a content creator or website owner receiving payments:

1. Download the Chimoney App

Sign up and complete the verification process to automatically get your Payment Pointer.

2. Add the Monetization Tag to Your Webpage

Include this HTML snippet in the <head> section of your website. Replace the link with your actual Chimoney Payment Pointer.

<link rel="monetization" href="https://ilp.chimoney.com/username" data-wallet-address="https://ilp.chimoney.com/username">

3. You're Now Monetized

Visitors with the WebMo extension can now support you with micro-payments in real time.

Step 3: Payment Process

Here’s how the payment works:

1. Sender visits the creator’s Web Monetized website

Ensure the WebMo icon is green, this confirms that the page is monetized.

2. Initiate payment

Click the WebMo icon, choose the “Support this page” option, enter an amount, and click "Send Now".

3. Instant transfer

The payment is instantly reflected in the creator’s Chimoney App wallet.

Benefits of Using Web Monetization on Chimoney

Reward in real time: Support creators instantly based on user interactions with their content.
Seamless micro-payments: Make and receive small payments with minimal friction and low fees.
No ads, just value: Monetize your content without intrusive advertisements or paywalls.
Global reach: Chimoney supports multiple payout methods and local cash-out options globally, enabling inclusive monetization.

The Future of Payments with Chimoney

At Chimoney, we’re building infrastructure that supports the next generation of digital value exchange and movement. Our implementation of Open Payments and the Interledger Protocol empowers creators, developers, and platforms to earn without barriers.

If you run a blog, manage an online platform, or lead a digital community, Web Monetization with Chimoney offers a fast, fair, and privacy-friendly way to receive payments.

Conclusion

Web Monetization is changing how value flows online. With Chimoney, setting it up is easy, no complicated integrations, no ad networks, no hidden fees.

To get started, download the Chimoney App, set up your wallet, and start sending or receiving value through Web Monetization with ease.