Wallet Layer

Wallets Built for AI Agents

Policy controls. Real-time monitoring. Audit trails. Interledger wallets with APort passports. Built on the same multi-currency wallet infrastructure that powers human wallets. Create agent wallets in 5 minutes.

AI Agent Wallets: Complete Payment Infrastructure

Complete wallet infrastructure with identity and policy controls for autonomous agents

Built on Multi-Currency Wallet Infrastructure

AI agent wallets are built on the same proven multi-currency wallet infrastructure that powers human wallets. This means remittance platforms, communities, affiliates, and AI agents all use the same reliable, scalable infrastructure.

Chimoney Wallet + APort Passport

Every agent wallet includes a Chimoney Interledger wallet paired with an APort passport. The passport provides identity, while the wallet enables payments with policy controls.

Policy Engine Built-In

Set spending limits, approval workflows, and transaction rules during agent creation. The Chimoney API automatically enforces all limits server-side - no manual tracking required. Transactions exceeding limits are rejected with clear error messages.

Interledger Payment Pointers

Each wallet gets an Interledger payment pointer, enabling seamless payments across the Interledger network. Connect to any ILP-compatible service.

Multi-Rail Orchestration

Automatically route payments through the best available method. Support for 10+ payment methods, 130+ countries, 5 blockchains, and 20+ stablecoins.

Policy Controls for AI Agents

Everything you need to manage agent wallets at scale with spending limits and compliance controls

Built-In Spending Limits

Set daily and per-transaction spending limits during agent creation. Limits are automatically enforced by the Chimoney API - no manual tracking required. Transactions exceeding limits are rejected with clear error messages.

Approval Workflows

Require manual approval for transactions above thresholds. Configure multi-level approvals for enterprise deployments.

Real-Time Monitoring

Monitor all agent transactions in real-time. Get alerts for unusual activity, policy violations, or budget thresholds.

Immutable Audit Trail

Every transaction is recorded in an immutable audit trail. Perfect for compliance, reporting, and forensic analysis.

Parent-Child Wallets

Create hierarchical wallet structures. Parent wallets can control child wallets, enabling complex organizational structures.

How to Create AI Agent Wallets

Create and deploy agent wallets with policy controls in 4 steps

Step 1: Create Agent

Use the /v0.2.4/agents/create endpoint to create your AI agent with name, email, and built-in limits. The system automatically creates an APort passport and wallet. Limits are enforced server-side by the Chimoney API.

Step 2: Set Policies

Configure spending limits (dailyCap, maxPerTx) and capabilities during agent creation. The Chimoney API automatically enforces all policies - transactions exceeding limits are rejected with clear error messages. No manual tracking required.

Step 3: Fund Wallet

Add funds to the agent wallet via bank transfer, crypto, or other supported methods. Funds are available immediately.

Step 4: Agent Transacts

The agent can now make payments autonomously within policy constraints. All transactions are monitored and logged automatically.

AI Agent Payment Use Cases

Powering autonomous agents and agent-to-agent transactions across industries

AI Customer Service Agents

Enable customer service agents to issue refunds, process returns, and handle payments autonomously within defined limits.

Remittance Platforms

AI agents can facilitate remittances, handling cross-border transfers with policy controls and real-time monitoring. Same infrastructure powers both human and AI remittance flows.

Community & Affiliate Payouts

Automate high-volume payouts to communities, affiliates, and contractors. AI agents can manage bulk disbursements to email, phone numbers, and other identifiers.

Automated Procurement

Deploy procurement agents that can purchase supplies, pay vendors, and manage expenses with approval workflows.

Creator Economy

AI artists and creators can receive payments, tip other creators, and manage their earnings through agent wallets.

Gaming & Virtual Worlds

NPCs and game agents can have wallets, enabling in-game economies, player-to-agent transactions, and virtual commerce.

Integration

Get started with our API or SDKs

JavaScript ExampleView Full Docs →

// Create an agent wallet with built-in limits
const response = await fetch('https://api-v2-sandbox.chimoney.io/v0.2.4/agents/create', {
  method: 'POST',
  headers: {
    'Content-Type': 'application/json',
    'X-API-KEY': 'your-api-key'
  },
  body: JSON.stringify({
    name: 'Customer Service Agent',
    email: 'agent@yourdomain.com',
    limits: {
      USD: {
        maxPerTx: 50000,  // $500 in cents
        dailyCap: 100000   // $1000 in cents
      },
      approvalRequired: false
    },
    capabilities: ['finance.payment.payout']
  })
});

const { id, walletId } = await response.json();
console.log('Agent wallet created:', walletId);
// Limits are automatically enforced by Chimoney API

Also available: Python SDK, Node.js SDK, REST API

Related Resources

Digital Identity for AI Agents

W3C DID-compliant passports with L4 assurance

Working Examples

LangChain, CrewAI, and custom Python agent integrations

Agent Wallet APIs

Build AI agent applications with our API

Campaign Platform

Launch campaigns powered by AI agents

Pricing

✓

Free to Create

Create unlimited agent wallets at no cost. No monthly fees or setup charges.

✓

Transaction Fees

Pay only for transactions. Competitive rates with volume discounts available.

✓

Enterprise Volume Discounts

Custom pricing for high-volume deployments. Includes dedicated support and SLA.

Check out our other Products

AI & Human Digital Identity

Passport for AI Agents

W3C DID-compliant passports with KYC and KYB built-in. Production-ready digital passports for AI agents and humans with identity verification and regulatory compliance.

Multi-Currency Wallets

AI and Humans Wallets

Multi-currency wallets with KYC built-in, global money transfers, and Interac support. Powers remittance platforms, communities, affiliates, and AI agents. For AI agents, includes policy controls, real-time monitoring, spending limits, and immutable audit trails. Same infrastructure, different use cases.