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Financial institutions (FIs) of all sizes across the globe have digitally transformed to improve their customer experience, boost operational efficiencies, and keep their customers safe. The next step is to leverage the significant strides made in digital compliance.

eKYC (electronic Know Your Customer) is rapidly being adopted worldwide, with both developed and emerging economies implementing technologies such as digital identity verification to streamline onboarding and improve financial inclusion. Governments and financial institutions are also leveraging eKYC to improve access to banking, reduce fraud, and comply with Anti-Money Laundering (AML) regulations, and eKYC is seeing particularly robust growth in countries that are rolling out digital ID initiatives.

In 2024, the global eKYC market size was valued by the [IMARC Group](https://www.imarcgroup.com/) at USD 805.8 million, and looking ahead, the company estimates the market to reach USD 3,562 million by 2033, showing a CAGR (Compound annual growth rate) of 17.74% during the period.


![ILP Instrumental in Growth 1.png](/uploads/ILP_Instrumental_in_Growth_1_0c5d8babda.png)

At [Chimoney](https://chimoney.io/), we've positioned ourselves at the forefront of this transformation. As a fintech company simplifying global payments and enabling seamless cross-border financial transactions, we've developed a comprehensive eKYC and anti-money laundering solution that reflects our commitment to both innovation and compliance.

We're setting a new standard in digital compliance by integrating eKYC with advanced financial technology infrastructure. This allows us to offer bankless financial services while maintaining anti-fraud protections, and we see it as a necessary evolution for fintechs navigating increasingly stringent regulatory landscapes.

These advancements come at a crucial time, as the importance of robust financial compliance is being underscored by global regulatory crackdowns such as the significant fine recently levied against TD Bank for AML failures.

## Creating a Digital Compliance Ecosystem

At Chimoney, our approach is rooted in a multi-layered technological framework that combines artificial intelligence, real-time monitoring, and advanced verification techniques. We've created a digital compliance ecosystem that surpasses traditional methods, offering a smart, adaptable system that evolves alongside emerging financial threats.

The backbone of our platform is a sophisticated AI-powered verification engine. Unlike legacy systems, ours enables instant document validation, automated cross-checking against global databases, and real-time fraud detection, all built for scale and speed.

By leveraging machine learning algorithms, our system constantly refines its ability to spot suspicious transaction patterns, creating a proactive, rather than reactive, approach to financial security.

![ILP Instrumental in Growth.png](/uploads/ILP_Instrumental_in_Growth_7ab2bf0892.png)

Chimoney's eKYC verification process begins with advanced ID checks powered by our proprietary technology, incorporates video-based liveliness detection, and cross-references user data against global sanctions and watchlists. Each user is then subject to a thorough manual review by our compliance team because at Chimoney, we believe technology should empower, not replace, human judgment.

Our system goes far beyond verification. We've engineered it to detect complex money laundering strategies, flag unusual transaction behavior, and deliver comprehensive compliance reporting. For financial institutions, this means compliance isn't a bottleneck but a competitive edge.

By analyzing data such as transaction frequency, speed, value, and origin, our AI can flag suspicious activity nearly in real time. This approach marks a decisive step forward from traditional, retrospective methods.

## Collaboration as a Catalyst for Safer Finance

Collaboration is at the heart of Chimoney’s ethos. Banks sharing AML information can significantly enhance the integrity of the global financial system, helping organizations detect and prevent financial crimes.

Currently, many financial institutions operate in silos, limiting visibility into broader suspicious activity patterns. But with advanced eKYC systems like ours, equipped with AI and machine learning, it becomes possible to create more unified, intelligent monitoring systems capable of detecting complex financial crimes across institutional boundaries.

## Building the Future Together

Our continued commitment to compliance, combined with adherence to Canadian regulatory requirements—namely compliance with FINTRAC (Financial Transactions and Reports Analysis Centre of Canada), the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), and the Retail Payment Activities Act (RPAA), strategically positions us to strengthen our platform through regulatory alignment, increased trust, and scalable innovation.

Looking ahead, we're focused on enhancing pattern recognition, refining behavioral analytics, and integrating more external data sources to deliver even deeper risk assessments.

As financial crimes become increasingly sophisticated, our approach demonstrates the critical role of technology in maintaining financial integrity. By leveraging artificial intelligence, advanced verification techniques, and innovative compliance solutions, we are showing what is possible with a great digital compliance foundation.

Learn how Chimoney utilizes eKYC to improve digital compliance, prevent financial fraud, and facilitate secure cross-border payments.


Digital Compliance and eKYC Pave the Way for a Safer Global Financial Ecosystem

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Welcome to Hacktoberfest 2023, a month-long celebration of open-source! We're excited to announce that Chimoney is participating in this global event by offering a range of open-source issues for Hacktoberfest contributors to contribute to. This is your all-access guide to one of the most awaited events of the year, where you'll have the opportunity to contribute to various open-source issues and make a real impact. Let's dive into what makes this event an opportunity you won't want to miss.

## What Is Hacktoberfest by Chimoney?
Hacktoberfest by Chimoney is more than just a contribution; it's a platform for tech enthusiasts, developers, and creatives to come together and make a real impact on open-source. With a focus on Chimoney's open-source community issues, we aim to build, enhance, and innovate in the world of fintech and beyond.
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## Event Highlights

### Interactive Skill-Building Workshops:
We understand the value of knowledge-sharing. That's why we're hosting a series of hands-on workshops covering various tools and concepts in open-source _(Long period of contribution)_ development. Whether you're new to open source or a seasoned pro, there's always something new to learn.

#### Here are the sessions we have line up for you:

**1. Intro to Open source and Chimoney Community Projects**
 >**4th October** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

**2. Effective Contribution To Open source**
 >**18th October** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

**3. Weekly Office Hour Calls**
 >**Every Tuesday (From 4th-25th)** at  5:30 pm EAT | 3:30 pm WAT | 10 AM EST

Register for these workshops **[here](https://forms.gle/KKk8GepQczzn2uMv7)**

## Issues
We have an array of issues, ranging from beginner-friendly and good first issues to advanced ones. Whether it's optimizing code for efficiency or elevating user experiences, your contributions will have a meaningful impact.

## How to Participate
1. **Select an Issue:** Explore the list of issues in our [Community repository](https://github.com/Chimoney/chimoney-community-projects) and pick one that aligns with your interests and expertise.
2. **Join the Discussion:** Engage with fellow developers, share your insights, and seek guidance  via our [community channel](https://discord.gg/Q3peDrPG95).
3. **Collaborate and Contribute:** Collaboration is at the heart of Hacktoberfest. Collaborate with peers, exchange ideas, while contributing to our open-source issues.

### Prizes and Rewards
Your hard work deserves recognition, and we've got fantastic prizes lined up for contributors with merged PRs.
1. Get $25 for each merged PR
2. Exclusive Chimoney Hacktoberfest t-shirts and stickers for contributors with upto 4 merged PRs
3. You stand a chance of winning upto $100 plus hacktoberfest benefits if you have a total of 4 merged PRs
4. You’ll also get a chance to be featured in our **‘Contributor Spotlight Series’**

### Why Hacktoberfest Matters
Open source has been a game-changer; increasing accessibility to software and improving innovation within the tech ecosystem, and Hacktoberfest is your chance to be a part of something this amazing. By contributing to open-source projects, you're not only expanding your skill set but also helping to shape the future of technology. 

### Testimonials from Chimoney Hacktoberfest 2022 Contributors
Discover Insights from Our Contributors of the Previous Year about Their Chimoney

> My entire experience was great. I'm originally a developer, but the contributions I made were all no-code. My goal for this year's Hacktoberfest was to try to make direct meaningful contributions to organizations, and I was able to achieve that with the help of chimoney. ~_Treasure, Chimoney Community member & Contributor_.

> My whole experience while contributing to the Chimoney Hacktoberfest project was great and I really loved the incentives as they motivated me and the other contributors to contribute to the issues. ~_Khadeejah. ChiSquad Member & Contributor._

> Chimoney participation in the Hacktoberfest 2022 is an awesome move! I’m glad we didn’t not only gained new insights, ideas, and innovation from the initiative but also were able to encourage open source contributors and reward contributors with merged PRs. The Chimoney community project is available for people across the globe to contribute to afterwards. ~_Omotola, Former Chimoney Community/DevRel Lead_.

> We were able to discover some bugs in the Developer API which were raised and fixed via the Chimoney Repo. Contributors built SDKs for the Chimoney API to enable developers to integrate within their code. We were also able to see other use cases of the Developer API and the Unispend widget. ~_Eloghosa, Software Engineer, Chimoney Project Maintainer_.

### Join us for Hacktoberfest 2023!
If you're eager to contribute to open source, and ready for a challenge, don't miss out on this fantastic opportunity. Get started [here](https://github.com/Chimoney/chimoney-community-projects)


Join Chimoney for hacktoberfest 2023, contribute to our community open source project issues and win amazing rewards! 

Chimoney Hacktoberfest 2023 Is Here!

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 **Summary:**  Learn about the Chimoney x SpaceYaTech Hackathon, a collaborative effort to address real-world challenges in cross-border payments. This event provides a platform for tech enthusiasts to contribute to fintech solutions with global impact. Learn how you can join, participate in shaping the future of fintech, and even win prizes and exclusive merchandise. Register now for this immersive hackathon experience and become part of the movement to transform the finance industry. 🚀🌟

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## Creating Economic Opportunities Through Innovation: Chimoney x SpaceYaTech Hackathon 🚀
In a rapidly evolving world, creative problem-solving is of utmost importance, especially in the tech ecosystem. At Chimoney, we are on a mission to unlock economic opportunities for everyone, and our commitment to this mission reflects through our most recent partnership with SpaceYaTech for a virtual hackathon!
Together, we are embarking on an exciting journey to provide a platform for individuals passionate about technology and developers to collaborate and build solutions that solve intricate payment processes and make them simpler.

It's more than just a hackathon; it's an opportunity to be part of something bigger – a movement to reshape the future of global finance💡

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## Why You Should Get Involved 
Here's what you can expect from participating in this hackathon:

#### Real-world Impact:
- Work on real-world challenges in the field of cross-border payments.
- Contribute to solutions that can have a global impact, making financial services accessible to all.

#### Win Fantastic Prizes:
- Build solutions and win amazing prizes, including cash rewards.
- Get access to career-boosting opportunities that could shape your future in the tech industry.

#### Shape Fintech Innovation:
- Your ideas can shape the future of fintech.
- Be part of a community committed to driving change in finance, making it more inclusive and accessible.

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## Rewards & Prizes🌟
#### But that's not all! We have exciting rewards for the top teams:
- 1st Place: **225000 Chimoney**.
- 2nd Place: **135000 Chimoney**.
- 3rd Place: **90000 Chimoney**.
- Participants will also have the chance to be rewarded with limited-edition Chimoney x SpaceYaTech merchandise, including stylish t-shirts, cool stickers.

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## Registration Is Now Open!
#### <u>$1 = 1000 Chimoney</u>
Registration for this epic hackathon is officially open, and you're invited!
[Register Here](https://s608pc4ldti.typeform.com/to/LyM2wK2R) to secure your spot and dive into an immersive experience.

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## Mark your calendars for the hackathon timeline
- **Onboarding:** - September 15th
Participants get ready for the hackathon by receiving vital information and resources.
- **Hackathon  duration:** - September 18th to  22nd
The main event begins! Solve challenges, collaborate, and innovate.
- **Pitch Event:** - September 26th
Showcase your solutions and win the overall prizes!


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The Chimoney x SpaceYaTech Hackathon is more than just a tech competition; it's an opportunity to make a difference. So, if you're passionate about fintech, eager to innovate, and ready for a challenge, don't miss out on this fantastic opportunity. [Register Now](https://s608pc4ldti.typeform.com/to/LyM2wK2R)  and join us in the Chimoney x SpaceYaTech Hackathon!


Join the Chimoney x SpaceYaTech Hackathon and be part of a movement to reshape global finance. Solve real-world challenges in cross-border payments, win fantastic prizes, and shape fintech innovation. Registration is open!

Creating Economic Opportunities Through Innovation: Chimoney x SpaceYaTech Hackathon

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**Summary:**  _Scale your potential as a developer and shape the future of finance with the Chimoney Developer API Challenge. This exciting challenge invites creative minds to harness the power of Chimoney's Developer API and craft innovative solutions that address critical pain points in the global payments ecosystem. Embrace the theme of 'Building a Borderless Financial Future' as you enhance API integration, showcase versatile use cases, and engage with a vibrant community of developers. From payment security to seamless e-commerce integration, from tracking transactions to empowering gig economy workers – this challenge offers a platform to drive real change. Gain hands-on experience, earn rewards, receive recognition, and connect with fellow developers who share your passion for revolutionizing the fintech landscape. Join us in this transformative journey and make your mark in the world of finance. Stay tuned for the official announcement on August 9th and unlock the doors to innovation!_

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## Unlocking Innovation: Chimoney Developer API Challenge

Are you a developer with a passion for revolutionizing the financial landscape? Do you dream of creating solutions that address critical pain points in the global payments ecosystem? If so, we have an exciting opportunity for you – the Chimoney Developer API Challenge!

## 🚀 Embrace the Challenge: Build a Borderless Financial Future 

At Chimoney, we're committed to unlocking economic opportunities for everyone. Our Developer API Challenge is a testament to this commitment, inviting developers like you to harness the power of technology and drive innovation in the world of finance.

### Theme: 'Building a Borderless Financial Future'
Our challenge theme is designed to encourage creative thinking and problem-solving. Imagine developing solutions that enhance payment security, track transactions, seamlessly integrate with e-commerce platforms, and facilitate efficient payouts for gig economy workers.


### _💡 Why Join the Challenge?_
- **Innovation**: Stretch your creative muscles and showcase your skills by crafting solutions that can reshape the financial industry.
- **Experience**: Gain hands-on experience with Chimoney's Developer API and discover its potential to drive change.
- **Recognition**: Receive recognition for your contribution to the fintech landscape through certificates and exposure.
- **Networking**: Connect with like-minded developers, mentors, and industry experts, creating opportunities for growth.
- **Prizes**: With every merged PR you’ll win a cash prize and an opportunity to be featured in Chimoney’s blog and social media publications. The top participants will get branded Chimoney swag.


### _📆 Challenge Timeline:_
- Announcement and Registration: **August 9th**
- Developer API Introduction Session: **August 9th**
- Challenge Duration: August 9th - **September 4th**
- Judging and Evaluation Period: 4th September - **18th September**
- Announcement of Winners: **20th September**


### _🎁 Rewards and Recognition:_
- Every merged PR will receive $20.
- Certificate of Participation -  All participants will receive a certificate recognizing their valuable contribution.
- Branded Swag Tshirt for 4 PRs merged
- Opportunity to be featured on Chimoney’s pages and publications.


### _📝 How to Join:_
- Use this link to register for the challenge [here](https://www.google.com/url?q=https://docs.google.com/forms/d/e/1FAIpQLSf8S7Hy8dkA1POCvXJ0y8D7P6D62ROngZgOTgn1_802XOaKGg/viewform&sa=D&source=docs&ust=1691426724879149&usg=AOvVaw2LuMHaUTu2Tgxt5cHh_HpZ) and follow [@chimoney_io ](https://twitter.com/chimoney_io)on Twitter for updates
- Join the introductory session on August 9th to get acquainted with Chimoney's Developer API and its capabilities. - - [Register here](https://www.google.com/url?q=https://docs.google.com/forms/d/e/1FAIpQLSf8S7Hy8dkA1POCvXJ0y8D7P6D62ROngZgOTgn1_802XOaKGg/viewform&sa=D&source=docs&ust=1691426724879149&usg=AOvVaw2LuMHaUTu2Tgxt5cHh_HpZ)
- Challenge Duration: Work on your innovative solutions from August 9th to September 4th.
- Get Access to Chimoney’s API and [Sandbox Credentials](https://chimoney.readme.io/reference/sandbox-environment)
- Submit your solutions via the [official Chimoney Developer API Challenge Repository](https://github.com/Chimoney/Chimoney-API-DevChallenge) in the [Submissions folder](https://github.com/Chimoney/Chimoney-API-DevChallenge/tree/main/submissions).
- Get recognized for your amazing work!

### _🏆  Example use cases to explore and Build_
Gig or Remote Workers Payment Platform
Develop a platform that enables gig workers, such as freelance coders, designers, and writers, to receive their earnings seamlessly from multiple global clients. This application would utilize Chimoney's Developer API to process bulk payouts to freelancers' preferred payment methods, including bank accounts, digital wallets, and mobile money.

#### Affiliate Payouts
Build solutions for On-click global Payouts for Affiliates and Influencers in any country. Enable Businesses to grow their sales and traction by signing up Influencers and Affiliates and paying them out.

#### Global Employee Travel Reimbursement
Build a travel expense reimbursement platform for businesses with a global workforce. Chimoney's Developer API would be utilized to process travel expense reimbursements for employees, ensuring hassle-free and timely payments.

#### Loyalty Points Conversion
Create a loyalty points conversion platform that allows users to redeem their accumulated loyalty points as airtime or gift cards. Chimoney's API would be integrated to ensure a smooth and efficient conversion process.

#### International Gifting Network
Build an app that enables users to send gift cards to their friends and family across borders. Chimoney's API would be used to facilitate cross-border gift card redemptions, ensuring that recipients can easily access their chosen gifts.

As you work on your amazing solutions join our Discord Channel for any assistance you might need from our team or community. 

🚀 Let's Shape the Future of Finance Together!





Join the Chimoney Developer API Challenge and revolutionize the financial landscape. Build global payouts solutions that address pain points in payments, integrate with e-commerce, and empower gig economy workers. Unlock rewards, recognition, and networking opportunities!

Unlocking Innovation: Chimoney Developer API Challenge

People Who Should Use Chimoney's Bulk Gift Cards Feature

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> Do you host events where you need to send virtual gifts or have friends and family overseas that you would like to surprise with swag? 
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Chimoney's bulk gift cards feature lets you send gift cards to up to a 1000 recipients in just a single click! All you need is their email. Learn more about the 5 types of people who should use Chimoney's bulk gift cards feature and start gifting today!

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## Friends
Let's begin with friends. Chimoney lets you send gift cards to friends anywhere and anytime! You don’t have to think and plan for a custom gift for each of your friends. All you need to do is send your friends Chimoney that can be redeemed for over 300 gift card options including Amazon, Netflix, Starbucks etc. as well as crypto value, cryptocurrencies, airtime, or phone bills payment. This way we can ensure your friends receive a gift card they love, and save you the hassle of picking a gift tailored to the liking of each member of your circle.

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## Event organizers
More event organizers are relying on Chimoney’s bulk gifting benefit as it allows them to send gifts to a large group of people in one step. All they need is the email of recipients of the gift cards. One of our partners, AfricaHacks was able to run a successful hackathon last year by using Chimoney. They were able to give airtime and virtual rewards to attendees and winners with a few simple clicks using the Chimoney platform. Remember that you can send Chimoney to up to a 1000 recipients with one click! Chimoney is a unique solution for event organizers all over the world to engage more with the attendees by ensuring the recipients get a gift they will love, no matter where they are.

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## Business owners
Instead of giving your own products as a gift, business owners can try to engage with customers around the world by gifting them the flexibility to pick an online gift card of their choice! This could be a great alternative for engaging with international tourists that would not have a chance to revisit your restaurant or even creating brand awareness to welcome leads in the near future. To send bulk gift cards, you just need a dedicated email list and you will be all set to send gifts in this manner. 

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If you are a professional in the media industry, you can send bulk gift cards to corporate, small and medium-sized enterprises, and business partners anywhere in the world without having to worry about shipping charges or delayed delivery!

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## Coaches
Have you signed up your students or cohort for a new coaching session, hackathon and other similar programs? Let’s boost engagement by sending an online gift like Chimoney that offers universal value! You could send them a unique gift card to motivate participation and excitement about class activities or other achievements. With Chimoney, you can be sure the gift card reaches the recipient’s inbox instantly, regardless of where they live. Sending bulk gift cards could never have been easier. The only thing you need is the recipient’s email to send Chimoney.

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‍## Employers
As an employer or a People Operations/ HR teammate, if you want to send bulk gift cards to all your employees in one click, Chimoney is your solution! Thinking about sending a gift card to your entire team and knowing that everyone will love the gift – no matter who they are, their interests, and where they live can be an ordeal! This Chimoney feature is one of a kind for sending bulk gift cards. Use Chimoney to stay connected with your employees as you celebrate key company milestones, holidays, or seasonal gifting. This is how we keep our internal Chimoney team happy - our squad has unique preferences: Sephora shoppers, Netflix watchers, crypto traders, etc. Chimoney makes sure ‘One Gift Fits All’!

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## Conclusion
Whichever type of gift card you want to send or receive, you can add value and reach a large group of people in a short amount of time with Chimoney. Sending bulk gift cards to up to a group of 1000 people in a single click while ensuring the recipients love what they get is what Chimoney is for. We ensure that no matter you are looking to send gifts to your personal circle, or as an event organizer, business owner or employer, sending Chimoney will help you engage more in less time.

Whichever type of gift card you want to send or receive, you can add value and reach a large group of people in a short amount of time with Chimoney. Sending bulk gift cards to up to a group of 1000 people in a single click while ensuring the recipients love what they get is what Chimoney is for. We ensure that no matter you are looking to send gifts to your personal circle, or as an event organizer, business owner or employer, sending Chimoney will help you engage more in less time.

5 Types of People Who Should Use Chimoney's Bulk Gift Cards Feature

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> Do you have a friend who can never settle on anything? Or do you have a loved one with practically everything and have no idea what to gift?
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Or are you confused about what to give away as event swag for an upcoming event? You are not alone. Struggling to find the perfect gift idea is always a dilemma. Gifts aren’t one-size-fits-all, which is why it is hard to give the perfect present! But, there’s one thing that all people want: flexibility.



Chimoney allows you to create flexible gift cards to make them feel as special as they are, on any occasion. 

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## Why is it hard to find the perfect present?
It can be confusing, frustrating, and boring to go to the mall every holiday season to find the right gift. It's even more annoying to plan ahead of time and not always easy to figure out what to give someone. You might not know what they like, their taste, preferences, or if they have any special needs. 



Flexible gifts make this process so much easier. No matter who you're shopping for, you can find something that they really want without breaking the bank!

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## What are flexible gifts?
Chimoney’s flexible gifting platform is a creative way to think about people's wants and needs. It’s the most exciting gift you can give – to anyone. Here, we’re talking about flexible, digital (online) gift cards that you can customize to match any occasion. You can give them to your co-workers, friends, family, customers, and event participants, so they can redeem and buy anything they want. Chimoney offers numerous gift options to redeem, including top gift cards for popular merchandise over the world, top cryptocurrencies, airtime, and mobile money or phone bill payment.

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## How do I use flexible gifts?
They can be gifts that your best friend wants, your boss wants, or your mom wants. Just add value to Chimoney and send it to the one you care for and it can be anything you want! You can give flexible gift cards to a skincare brand that she loves, or an online gift card to her favorite store to buy gadgets. 



There’s no limit to the things you can give! Ready to gift someone with your generosity? Sign up to give Chimoney a try and see the great gift idea! The receiver has a chance to redeem Chimoney to crypto, a popular online gift card, among others, Starbucks, Amazon, eBay, and Best Buy.



## Who can I send this to?
Are you waiting to receive crypto as a gift? You will get an email with the instructions as soon as the sender sends Chimoney to you. You will be directed to the Chimoney dashboard where you can exchange Chimoney for your preferred cryptocurrency, or choose from one of the other gifts of your choice. You can also opt to hold Chimoney on your account, until you are ready to redeem!

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## Why choose Chimoney as a crypto gifting platform
Think about it: don't you wish you could have more friends? Don't you wish to engage more with your students or event participants? Why not just give them something they can really enjoy, regardless of their preferences and hobbies? Receive Chimoney as a flexible gift from one special person. Or, give them as a gift or reward. Give Chimoney’s flexible gifts to a group of people, up to 1000 recipients at the same time, in just a single click.


Well, our flexible gift cards are perfect for your mobile rewards program, incentive program, employee benefits programs, and more. That’s why Chimoney was born – to make folks happy!

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#### Chimoney senders
For entrepreneurs, Chimoney is the ultimate online gifting service that lets you send amazing gifts to anyone, anywhere in the world. Whether you’re an event organizer or a business with a rewards program or virtual community engagement, Chimoney’s flexible gifting options make it easy to reward your customers effortlessly.

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#### Chimoney receivers
Isn’t it exciting to be notified that you were sent a gift? Receiving gifts is something we all love. There are so many activities to enjoy together such as a movie or a spa day. Giving them the flexibility to pick a gift of their choice is the best gift. 



Chimoney cares about your security and privacy. The sender only needs to provide the recipient’s email address. Once you’ve received Chimoney, you can redeem it right away for flexible gifts options or store value in your Chimoney wallet until you are ready.

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## Conclusion
When it comes to gifting, there are a lot of things that can be confusing. It's tough to know what to buy, how much to spend, and where to purchase gifts. Sending gifts or rewards to a remote team is equally challenging. Flexible gifting is the best way to show your appreciation without giving them something they don’t require. Best of all, flexible gifts are easily adaptable for any occasion. So whether it's a birthday, anniversary, holiday season, or competition, they'll find what fits.

Struggling to find the right gift idea? With these flexible gifting options, you can give a flexible gift that's uniquely tailored to your recipient and they will love it.

Flexible Gifting – The Best Gift Idea for Every Occasion

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An online or e-gift card has been a popular way of sending a present for years to someone you have no clue about their preferences. With Chimoney, a digital gifting platform, you can send a gift online in a matter of a few clicks and let someone choose their own present, from a gift card to crypto, and from airtime to phone bill payment. Voilà! This article will teach you everything you need to know about how to send gift card online with Chimoney and why Chimoney is loved globally, by both our senders and receivers, for any occasion.

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> _The best part about giving a gift is watching someone's face light up when they receive it. But sometimes, it can be tough knowing what to get. That's where an e-gift card can come in handy_.

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## What is Chimoney?
E-gift cards have traditionally been used in the online world as a way for giving discounts on purchases to promote local stores, as a reward for customer loyalty and as a way to reward employees or event attendees. With Chimoney, you can send them using our intuitive dashboard and they’ll be delivered to your loved ones or event participants instantly. But Chimoney is more than just a gift card platform. “Chimoney” is also a form of currency or wallet that can store digital value for as long as you need to (Chimoney never expires). Alternatively, Chimoney can be redeemed as a cryptocurrency of your choice.

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## What makes Chimoney different than other gift cards?
It’s easy to send gift cards online on Chimoney.io. We offer several benefits to make your life hassle-free. Chimoney can be an excellent last-minute gift idea since you can choose to send “ALL” gift cards, cryptocurrencies, airtime, and phone bill payment that are currently available on our platform. Just a few clicks and your gift in the form of Chimoney will be delivered immediately. The best part? You need only the email address of the recipient and you can send up to 1000s receivers in one go. This is loved by employers, event organizers, or anyone who is looking to send a bulk gift card. Don’t forget that the receivers are able to choose to keep Chimoney and redeem whenever they choose.
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## How to send gift card online on Chimoney platform?
It’s confusing to send gift cards online on a website that requires you to choose a specific gift card and enter several receiver details. However, with Chimoney, we understand that time is a valuable asset for everyone, and when it comes to gifting, it should be a pleasant experience. Here’re how to send gift card online wih Chimoney:

1. Create a Chimoney account or sign in with your Google
2. Select gift options, including gift cards from top brands around the world, cryptocurrencies, airtime, and phone bill payments for popular networks – (All by default!)
3. Input recipient’s email. Yes! Only email.
4. You can send up to 1000s recipients in one transaction. Finally, hit send.
And it’s done! 

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#### Chimoney is 100% secure. The fact that the senders ask for the only email instead of collecting additional information, such as address and phone number, will give both parties a peace of mind.

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## Conclusion
As a Chimoney user, you get to be an agent of change that will shape the next stage of giving. Chimoney’s online gift cards are a great way to send gifts online in a pinch. We have a wide selection of items that will suit everyone, no matter who they are and where they live. To make things even easier for you, you can now send an online gift card instantly by email! All you need is the recipient’s email address and the value is sent electronically in an instant. So what are you waiting for after discovering how to send gift card online with Chimoney? Get started today!

An online or e-gift card has been a popular way of sending a present for years to someone you have no clue about their preferences.

How to Send Gift Card Online With Chimoney: The Easiest Way to Have Your Online Gift Delivered Instantly

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